{"id":21346,"date":"2026-04-17T11:21:32","date_gmt":"2026-04-17T11:21:32","guid":{"rendered":"https:\/\/domek-nl.bearwithus.nl\/faq\/"},"modified":"2026-05-28T14:20:41","modified_gmt":"2026-05-28T14:20:41","slug":"preguntas-frecuentes","status":"publish","type":"page","link":"https:\/\/domek-nl.bearwithus.nl\/es\/preguntas-frecuentes\/","title":{"rendered":"FAQ ES"},"content":{"rendered":"\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"><section id=\"block_aae6908d1b89dd0182d12c28d2426759\" class=\"block-questions \">\n\t<div class=\"block-questions__inner\">\n\t\t\t\t\t<div class=\"block-questions__content\">\n\t\t\t\t\n\n<h2 class=\"wp-block-heading has-text-align-left\">Preguntas frecuentes<\/h2>\n\n\n\t\t\t<\/div>\n\t\t\n\t\t<div\n\t\t\tclass=\"block-questions__list\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8248\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8248\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8248\">\n            <span class=\"accordion-item__header\">\u00bfPuede Domek ayudarme a encontrar una casa y organizar la hipoteca?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8248\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8248\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed  y eso es exactamente lo que nos hace diferentes. La mayor\u00eda de los asesores solo se ocupan de la hipoteca. En Domek le ayudamos a buscar la propiedad adecuada, le guiamos en el proceso de oferta, organizamos su hipoteca, configuramos su seguro y le ayudamos con los servicios p\u00fablicos y el registro fiscal. Nadie cubre todo como lo hacemos nosotros.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8314\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8314\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8314\">\n            <span class=\"accordion-item__header\">\u00bfPuede Domek ayudarme en mi propio idioma?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8314\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8314\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Ofrecemos apoyo personal en m\u00e1s de 12 idiomas, incluyendo polaco, rumano, lituano, h\u00fangaro, espa\u00f1ol, b\u00falgaro, hindi, ucraniano, portugu\u00e9s, turco y ruso. Siempre trabajar\u00e1 con un asesor que hable su idioma y entienda su situaci\u00f3n como internacional en los Pa\u00edses Bajos.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8128\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8128\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8128\">\n            <span class=\"accordion-item__header\">\u00bfPuedo comprar una casa en los Pa\u00edses Bajos si no soy ciudadano neerland\u00e9s?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8128\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8128\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. No necesita ciudadan\u00eda neerlandesa para comprar una casa en los Pa\u00edses Bajos. Tanto si tiene un pasaporte de la UE como un permiso de residencia, puede solicitar una hipoteca y comprar una propiedad. Domek ha ayudado a miles de internacionales \u2014 desde migrantes altamente cualificados hasta trabajadores migrantes \u2014 a recorrer este proceso de principio a fin.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8832\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8832\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8832\">\n            <span class=\"accordion-item__header\">\u00bfPuedo comprar un apartamento en los Pa\u00edses Bajos como no residente?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8832\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8832\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Su nacionalidad y su estatus de residencia no le impiden comprar un apartamento en los Pa\u00edses Bajos. Ya sea que sea un trabajador cualificado, trabajador migrante o ciudadano de la UE, Domek le gu\u00eda a lo largo de todo el proceso \u2014 desde encontrar el apartamento adecuado hasta completar la hipoteca.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8157\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8157\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8157\">\n            <span class=\"accordion-item__header\">\u00bfNecesito un permiso de residencia permanente para obtener una hipoteca?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8157\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8157\">\n        <div class=\"accordion-item__body\">\n            <p>No necesariamente. Muchos bancos ofrecen hipotecas a personas con un permiso de residencia temporal, dependiendo de sus ingresos, empleador y tipo de permiso. Sabemos exactamente qu\u00e9 prestamistas est\u00e1n abiertos a su situaci\u00f3n y le conectaremos con el banco adecuado \u2014 para que no pierda tiempo solicitando en los equivocados.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8214\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8214\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8214\">\n            <span class=\"accordion-item__header\">\u00bfNecesito aportar dinero propio al comprar una casa?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8214\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8214\">\n        <div class=\"accordion-item__body\">\n            <p>Depende de su situaci\u00f3n financiera individual. En algunos casos es posible financiar el precio total de compra. Evaluamos su situaci\u00f3n en detalle y ajustamos su hipoteca a sus capacidades. Cada solicitud es diferente \u2014 por eso recomendamos contactarnos directamente para un primer c\u00e1lculo gratuito.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8292\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8292\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8292\">\n            <span class=\"accordion-item__header\">\u00bfCu\u00e1nto tiempo se tarda en comprar una casa en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8292\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8292\">\n        <div class=\"accordion-item__body\">\n            <p>Desde el primer c\u00e1lculo de la hipoteca hasta recibir las llaves, el proceso suele tardar entre 2 y 4 meses. Encontrar la propiedad adecuada puede tardar m\u00e1s dependiendo del mercado. Permanecemos con usted durante todo el proceso \u2014 desde la b\u00fasqueda hasta la finalizaci\u00f3n \u2014 y mantenemos el proceso avanzando en cada paso.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8174\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8174\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8174\">\n            <span class=\"accordion-item__header\">\u00bfCu\u00e1nto puedo pedir prestado como internacional en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8174\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8174\">\n        <div class=\"accordion-item__body\">\n            <p>Su hipoteca m\u00e1xima depende de sus ingresos brutos, contrato de trabajo y cualquier obligaci\u00f3n financiera existente. Como internacional, factores como la duraci\u00f3n de su permiso de residencia y si sus ingresos est\u00e1n en euros tambi\u00e9n influyen. Calculamos su m\u00e1ximo de forma gratuita y explicamos exactamente qu\u00e9 es posible en su situaci\u00f3n.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8231\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8231\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8231\">\n            <span class=\"accordion-item__header\">Trabajo a trav\u00e9s de una agencia de empleo (uitzendbureau). \u00bfA\u00fan puedo obtener una hipoteca?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8231\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8231\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Incluso si trabaja a trav\u00e9s de una agencia de empleo \u2014 incluyendo en Phase A sin horas garantizadas \u2014 a\u00fan puede solicitar una hipoteca en los Pa\u00edses Bajos. Sus ingresos de los \u00faltimos a\u00f1os se tienen en cuenta. Tenemos amplia experiencia con trabajadores migrantes que trabajan a trav\u00e9s de agencias y sabemos exactamente qu\u00e9 bancos est\u00e1n abiertos a esto.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8811\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8811\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8811\">\n            <span class=\"accordion-item__header\">\u00bfEs m\u00e1s dif\u00edcil obtener una hipoteca para un apartamento que para una casa?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8811\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8811\">\n        <div class=\"accordion-item__body\">\n            <p>En la mayor\u00eda de los casos, no. El proceso hipotecario para un apartamento es en gran parte el mismo que para una casa. La principal diferencia es que algunos apartamentos tienen costes mensuales adicionales de servicio (contribuci\u00f3n VvE). Nos aseguramos de que tenga una visi\u00f3n completa de todos los costes antes de tomar una decisi\u00f3n \u2014 sin sorpresas.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8197\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8197\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8197\">\n            <span class=\"accordion-item__header\">\u00bfCu\u00e1les son los costes totales de comprar una casa en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8197\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8197\">\n        <div class=\"accordion-item__body\">\n            <p>Adem\u00e1s del precio de la propiedad, hay gastos notariales, impuestos de adquisici\u00f3n o IVA en nuevas construcciones y comisiones bancarias. La cantidad exacta depende de la regi\u00f3n y del tipo de transacci\u00f3n \u2013 prepararemos un c\u00e1lculo personalizado antes de que tome una decisi\u00f3n.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8269\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8269\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8269\">\n            <span class=\"accordion-item__header\">\u00bfQu\u00e9 pasa si mi contrato de trabajo termina antes de que la hipoteca est\u00e9 pagada?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8269\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8269\">\n        <div class=\"accordion-item__body\">\n            <p>Esta es una preocupaci\u00f3n com\u00fan para los internacionales con contratos temporales. La hipoteca est\u00e1 garantizada por la propiedad, no solo por su trabajo actual. Muchos prestamistas tienen experiencia con profesionales internacionales y eval\u00faan su perfil de ingresos m\u00e1s amplio. Le aconsejamos c\u00f3mo estructurar su solicitud para minimizar este riesgo desde el principio.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-20231\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20231\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-20231\">\n            <span class=\"accordion-item__header\">\u00bfPuede Domek ayudarme tambi\u00e9n con seguros e impuestos como propietario ZZP?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20231\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20231\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Despu\u00e9s de la compra te ayudamos a organizar el seguro de vivienda adecuado y podemos ponerte en contacto con nuestros socios fiscales para asesoramiento sobre la deducci\u00f3n de intereses hipotecarios y otros beneficios. Muchos migrantes ZZP no conocen las ventajas fiscales disponibles \u2014 nos aseguramos de que no te las pierdas.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-18705\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18705\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-18705\">\n            <span class=\"accordion-item__header\">\u00bfPuede Domek ayudarme en mi propio idioma durante este proceso?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18705\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18705\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Muchos de los inquilinos que vienen a nosotros son internacionales que han estado alquilando mientras constru\u00edan su vida en los Pa\u00edses Bajos. Ofrecemos apoyo en m\u00e1s de 12 idiomas y entendemos la situaci\u00f3n espec\u00edfica de los migrantes que est\u00e1n preparados para dar el paso de inquilino a propietario. Ese paso es m\u00e1s grande de lo que la mayor\u00eda de la gente piensa \u2014 y nosotros nos aseguramos de que est\u00e9 preparado para ello.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8631\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8631\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8631\">\n            <span class=\"accordion-item__header\">\u00bfPuede Domek ayudarme en mi propio idioma?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8631\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8631\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Ofrecemos apoyo personal en m\u00e1s de 12 idiomas, incluidos polaco, rumano, lituano, h\u00fangaro, espa\u00f1ol, b\u00falgaro, hindi, ucraniano, portugu\u00e9s, turco y ruso. Comprar en un pa\u00eds extranjero deber\u00eda ser comprensible \u2014 y con nosotros lo es.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8952\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8952\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8952\">\n            <span class=\"accordion-item__header\">\u00bfPuede Domek ayudar a todos los compradores en diferentes idiomas si venimos de diferentes pa\u00edses?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8952\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8952\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Nuestro equipo habla m\u00e1s de 12 idiomas. Si los compradores hablan diferentes idiomas, nos aseguramos de que todos comprendan completamente lo que est\u00e1n firmando. Nadie deber\u00eda comprar una vivienda en un idioma que no comprende completamente \u2014 y con Domek, no es necesario.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-9053\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9053\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9053\">\n            <span class=\"accordion-item__header\">\u00bfPueden amigos o compa\u00f1eros de trabajo comprar una casa juntos \u2014 no solo parejas?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9053\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9053\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Comprar con amigos o compa\u00f1eros de trabajo es cada vez m\u00e1s com\u00fan, especialmente en mercados competitivos. Domek tiene experiencia en la gesti\u00f3n de hipotecas para compradores que no tienen una relaci\u00f3n sentimental y le guiar\u00e1 a trav\u00e9s de los pasos pr\u00e1cticos y legales necesarios. La clave es asegurarse de que todos los acuerdos est\u00e9n documentados antes de la compra.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8725\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8725\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8725\">\n            <span class=\"accordion-item__header\">\u00bfPuedo comprar un apartamento con un contrato de trabajo temporal?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8725\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8725\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed, en muchos casos. Algunos prestamistas son muy abiertos con los clientes internacionales con contratos temporales, especialmente cuando el empleador es reconocido o bien conocido. Sabemos qu\u00e9 bancos son m\u00e1s flexibles y presentaremos su solicitud de la mejor manera posible.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-18651\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18651\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-18651\">\n            <span class=\"accordion-item__header\">\u00bfPuedo comprar la casa junto con una pareja o un familiar?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18651\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18651\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Combinar ingresos puede aumentar significativamente su capacidad de pr\u00e9stamo y hacer la compra m\u00e1s accesible. Domek organiza hipotecas para hasta cuatro compradores conjuntos y se asegura de que todos los acuerdos est\u00e9n correctamente documentados \u2014 incluyendo qu\u00e9 ocurre si las circunstancias cambian m\u00e1s adelante.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-10396\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-10396\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-10396\">\n            <span class=\"accordion-item__header\">\u00bfPuedo obtener una hipoteca como trabajador aut\u00f3nomo (ZZP) en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-10396\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-10396\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Ser aut\u00f3nomo no te impide obtener una hipoteca. El proceso suele ser m\u00e1s complejo que para empleados con contrato fijo, pero Domek est\u00e1 especializado en hipotecas para aut\u00f3nomos (ZZP) y sabe exactamente qu\u00e9 entidades aceptan compradores aut\u00f3nomos \u2014 incluso desde el primer a\u00f1o de actividad de tu empresa.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-20182\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20182\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-20182\">\n            <span class=\"accordion-item__header\">\u00bfPuedo obtener una hipoteca si mis ingresos fluct\u00faan de un a\u00f1o a otro?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20182\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20182\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed, aunque requiere una preparaci\u00f3n cuidadosa. Te ayudamos a construir la solicitud m\u00e1s s\u00f3lida posible eligiendo el prestamista adecuado, preparando los documentos necesarios y presentando tu historial de ingresos en contexto. Los ingresos variables son comunes entre los aut\u00f3nomos y muchos prestamistas lo entienden cuando se presenta correctamente.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-18519\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18519\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-18519\">\n            <span class=\"accordion-item__header\">\u00bfPuedo obtener una hipoteca para comprar la casa que actualmente alquilo?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18519\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-18519\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. El proceso hipotecario es el mismo que para cualquier otra compra de vivienda. El hecho de que ya viva en la propiedad puede incluso ser una ventaja \u2014 conoce bien la vivienda y no es necesaria una b\u00fasqueda extensa. Calculamos su hipoteca m\u00e1xima y le guiamos durante todo el proceso de solicitud.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-20251\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20251\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-20251\">\n            <span class=\"accordion-item__header\">\u00bfPuedo recibir apoyo en mi propio idioma como migrante ZZP en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20251\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20251\">\n        <div class=\"accordion-item__body\">\n            <p>Por supuesto. Muchos de nuestros clientes ZZP son migrantes cualificados de Polonia, Ruman\u00eda, India, Ucrania y muchos otros pa\u00edses. Ofrecemos apoyo en m\u00e1s de 12 idiomas y entendemos los desaf\u00edos espec\u00edficos de ser aut\u00f3nomo e internacional en los Pa\u00edses Bajos \u2014 porque lo hemos hecho miles de veces.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8651\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8651\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8651\">\n            <span class=\"accordion-item__header\">\u00bfPuedo alquilar mi apartamento despu\u00e9s de comprarlo?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8651\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8651\">\n        <div class=\"accordion-item__body\">\n            <p>Esto depende de su tipo de hipoteca y de las condiciones del prestamista. Una hipoteca est\u00e1ndar para vivienda propia generalmente no permite el alquiler sin permiso del banco. Le asesoramos honestamente sobre lo que es y no es posible \u2014 y si su objetivo es alquilar, le guiaremos hacia el producto adecuado desde el principio.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8995\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8995\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8995\">\n            <span class=\"accordion-item__header\">\u00bfPuede una persona tener un ingreso mucho mayor que la otra?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8995\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8995\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed, los ingresos desiguales son muy comunes en compras conjuntas. Los prestamistas eval\u00faan el panorama completo. Le ayudamos a estructurar la solicitud de la manera m\u00e1s favorable para su situaci\u00f3n \u2014 incluyendo c\u00f3mo se dividen las participaciones de propiedad.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-9140\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9140\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9140\">\n            <span class=\"accordion-item__header\">\u00bfPueden dos o m\u00e1s personas con diferentes nacionalidades comprar una casa juntas en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9140\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9140\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Domek ayuda regularmente a grupos de personas de diferentes pa\u00edses a comprar propiedades juntas \u2014 ya sea una pareja, amigos o miembros de la familia. Nos aseguramos de que todos los ingresos se eval\u00faen correctamente y de que la estructura de la hipoteca funcione para todas las personas involucradas.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-8671\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8671\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-8671\">\n            <span class=\"accordion-item__header\">\u00bfPueden dos personas con diferentes nacionalidades comprar un apartamento juntas?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8671\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-8671\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Muchos de nuestros clientes compran junto con una pareja o un familiar de otro pa\u00eds. Nos aseguramos de que ambos ingresos se eval\u00faen correctamente, que ambas situaciones legales se tengan en cuenta y que la estructura de la hipoteca funcione para ambas partes.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-9075\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9075\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9075\">\n            <span class=\"accordion-item__header\">\u00bfTodos los compradores necesitan vivir en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9075\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-9075\">\n        <div class=\"accordion-item__body\">\n            <p>No necesariamente. En algunos casos, uno de los compradores puede residir en el extranjero, aunque esto hace que la hipoteca sea m\u00e1s compleja. Evaluamos cada situaci\u00f3n de forma individual y le decimos con honestidad qu\u00e9 es y qu\u00e9 no es posible para su grupo.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-22130\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-22130\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-22130\">\n            <span class=\"accordion-item__header\">\u00bfPuedo crear mi propia pensi\u00f3n en los Pa\u00edses Bajos?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-22130\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-22130\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Puedes acumular capital adicional para tu jubilaci\u00f3n mediante ahorro privado o productos de pensi\u00f3n basados en inversiones. Esto es especialmente \u00fatil si tienes lagunas en tu pensi\u00f3n estatal o en la de tu empleador.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-22324\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-22324\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-22324\">\n            <span class=\"accordion-item__header\">\u00bfPuedo acceder a mis ahorros para la jubilaci\u00f3n antes de retirarme?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-22324\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-22324\">\n        <div class=\"accordion-item__body\">\n            <p>En la mayor\u00eda de los casos, los productos de pensi\u00f3n est\u00e1n dise\u00f1ados para el largo plazo y no permiten acceder libremente al dinero antes de la jubilaci\u00f3n. Sin embargo, el ahorro tradicional o las inversiones pueden ofrecer una mayor flexibilidad.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-21391\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-21391\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-21391\">\n            <span class=\"accordion-item__header\">\u00bfPuedo financiar una renovaci\u00f3n sin utilizar mis propios ahorros?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-21391\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-21391\">\n        <div class=\"accordion-item__body\">\n            <p>En muchos casos, s\u00ed. Si su vivienda ha aumentado de valor, puede que pueda financiar la renovaci\u00f3n a trav\u00e9s de su hipoteca. Esto depende de sus ingresos, el valor de la propiedad y su situaci\u00f3n hipotecaria actual. Le ayudamos a calcular qu\u00e9 es posible.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-21555\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-21555\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-21555\">\n            <span class=\"accordion-item__header\">\u00bfPuedo financiar mejoras energ\u00e9ticamente eficientes?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-21555\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-21555\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Mejoras como aislamiento, paneles solares o bomba de calor suelen estar respaldadas por los bancos y a veces pueden tener mejores condiciones. Estas mejoras tambi\u00e9n pueden reducir sus costes mensuales de energ\u00eda.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_aae6908d1b89dd0182d12c28d2426759-20948\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20948\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-20948\">\n            <span class=\"accordion-item__header\">\u00bfPuedo solicitar una nueva hipoteca tras la separaci\u00f3n?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20948\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_aae6908d1b89dd0182d12c28d2426759-20948\">\n        <div class=\"accordion-item__body\">\n            <p>S\u00ed. Calculamos cu\u00e1nto puede pedir prestado en funci\u00f3n de su nueva situaci\u00f3n, incluidos sus ingresos y obligaciones financieras. Esto le ayuda a entender qu\u00e9 tipo de vivienda puede permitirse a continuaci\u00f3n.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h2 class=\"wp-block-heading\">Estaremos encantados de ayudarte<\/h2>\n\n\n\n<p>\u00bfTienes alguna pregunta? Cont\u00e1ctanos por WhatsApp o ll\u00e1manos \u2014 nuestro equipo est\u00e1 contigo en cada paso del camino.<\/p>\n\n\n<section  class=\"block-contact-quicklinks-image \">\n  <div class=\"inner\">\n    <div class=\"cq__intro\">\n                <div class=\"cq\">\n                                      <a class=\"cq__row\"  href=\"tel:31881021500\" target=\"_self\" rel=\"\" >\n            <span class=\"cq__icon\">\n                              <svg width=\"48\" height=\"48\" viewbox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                  <rect width=\"48\" height=\"48\" rx=\"5\" fill=\"#126F97\"\/>\n                  <path d=\"M29.2416 27.2471C29.4209 27.135 29.6271 27.0666 29.8415 27.0483C30.056 27.0299 30.2719 27.0622 30.4698 27.1421L38.101 30.3577C38.3582 30.461 38.5729 30.6399 38.7129 30.8676C38.8529 31.0953 38.9107 31.3595 38.8777 31.6207C38.6263 33.3876 37.7012 35.0084 36.2742 36.1818C34.8473 37.3553 33.0158 38.0014 31.1203 38C25.2837 38 19.6861 35.8195 15.559 31.9382C11.4319 28.057 9.11328 22.7928 9.11328 17.3039C9.11183 15.5213 9.79886 13.7989 11.0466 12.4569C12.2943 11.115 14.0179 10.2449 15.8966 10.0085C16.1743 9.97747 16.4553 10.0319 16.6974 10.1635C16.9395 10.2952 17.1298 10.4971 17.2397 10.739L20.6589 17.9217C20.7429 18.1062 20.7771 18.3074 20.7585 18.5073C20.7398 18.7072 20.6689 18.8997 20.5521 19.0676L17.0941 22.9344C16.9714 23.1085 16.8989 23.3095 16.8835 23.5178C16.8682 23.7262 16.9107 23.9347 17.0067 24.1229C18.3449 26.6993 21.1767 29.3305 23.9243 30.5768C24.1256 30.6667 24.3483 30.7057 24.5705 30.69C24.7927 30.6742 25.0067 30.6043 25.1913 30.487L29.2416 27.2471Z\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <\/svg>\n                          <\/span>\n\n            <span class=\"cq__texts\">\n              <span class=\"cq__title\">Ll\u00e1manos durante el horario de oficina<\/span>\n                              <span class=\"cq__sub\">+31 88 1021 500<\/span>\n                          <\/span>\n          <\/a>\n                                      <a class=\"cq__row\"  href=\"mailto:info@domek.nl\" target=\"_self\" rel=\"\" >\n            <span class=\"cq__icon\">\n                              <svg width=\"48\" height=\"48\" viewbox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                  <rect width=\"48\" height=\"48\" rx=\"5\" fill=\"#126F97\"\/>\n                  <path d=\"M36 14H12C11.7348 14 11.4804 14.1054 11.2929 14.2929C11.1054 14.4804 11 14.7348 11 15V32C11 32.5304 11.2107 33.0391 11.5858 33.4142C11.9609 33.7893 12.4696 34 13 34H35C35.5304 34 36.0391 33.7893 36.4142 33.4142C36.7893 33.0391 37 32.5304 37 32V15C37 14.7348 36.8946 14.4804 36.7071 14.2929C36.5196 14.1054 36.2652 14 36 14ZM33.4287 16L24 24.6437L14.5712 16H33.4287ZM35 32H13V17.2738L23.3237 26.7375C23.5082 26.9069 23.7496 27.0008 24 27.0008C24.2504 27.0008 24.4918 26.9069 24.6763 26.7375L35 17.2738V32Z\" fill=\"white\"\/>\n                <\/svg>\n                          <\/span>\n\n            <span class=\"cq__texts\">\n              <span class=\"cq__title\">Enviar un correo electr\u00f3nico<\/span>\n                              <span class=\"cq__sub\">info@domek.nl<\/span>\n                          <\/span>\n          <\/a>\n              <\/div>\n      <\/div>\n  <\/section>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Estaremos encantados de ayudarte \u00bfTienes alguna pregunta? Cont\u00e1ctanos por WhatsApp o ll\u00e1manos \u2014 nuestro equipo est\u00e1 contigo en cada paso del camino.<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Preguntas frecuentes (FAQ) | Domek.nl","_seopress_titles_desc":"\u00bfTiene preguntas sobre compra, venta, hipotecas o pr\u00e9stamos en los Pa\u00edses Bajos? 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