{"id":27159,"date":"2026-05-18T07:09:37","date_gmt":"2026-05-18T07:09:37","guid":{"rendered":"https:\/\/domek-nl.bearwithus.nl\/?post_type=blog&#038;p=27159"},"modified":"2026-06-27T00:11:20","modified_gmt":"2026-06-27T00:11:20","slug":"lakas-eladasa-jelzaloghitel-mellett-hollandiaban-hogyan-mukodik-ez-a-gyakorlatban","status":"publish","type":"blog","link":"https:\/\/domek-nl.bearwithus.nl\/hu\/hirek-es-tippek\/lakas-eladasa-jelzaloghitel-mellett-hollandiaban-hogyan-mukodik-ez-a-gyakorlatban\/","title":{"rendered":"Lak\u00e1s elad\u00e1sa jelz\u00e1loghitel mellett Hollandi\u00e1ban \u2013 hogyan m\u0171k\u00f6dik ez a gyakorlatban?"},"content":{"rendered":"\n<p class=\"font-weight-bold wp-block-paragraph\">Sokan \u00fagy gondolj\u00e1k, hogy egy akt\u00edv jelz\u00e1loghitellel terhelt ingatlant nem lehet egyszer\u0171en eladni. Szerencs\u00e9re Hollandi\u00e1ban a folyamat sokkal egyszer\u0171bb, mint amit a legt\u00f6bben felt\u00e9teleznek.<\/p>\n\n\n\n<p class=\"font-weight-bold wp-block-paragraph\">Ha el szeretn\u00e9 adni az ingatlan\u00e1t, a legt\u00f6bb esetben nem sz\u00fcks\u00e9ges el\u0151re teljes eg\u00e9sz\u00e9ben visszafizetnie a jelz\u00e1loghitelt. \u00c1ltal\u00e1ban a hitel automatikusan rendez\u0151dik az elad\u00e1s sor\u00e1n.<\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2026\/05\/selling-house-with-mortgage-netherlands-1.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Family standing in front of a sold Dutch house with a Domek SOLD sign\" style=\"object-fit:cover;\" srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2026\/05\/selling-house-with-mortgage-netherlands-1.jpg 1200w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2026\/05\/selling-house-with-mortgage-netherlands-1-300x157.jpg 300w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2026\/05\/selling-house-with-mortgage-netherlands-1-1024x536.jpg 1024w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2026\/05\/selling-house-with-mortgage-netherlands-1-768x402.jpg 768w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2026\/05\/selling-house-with-mortgage-netherlands-1-690x361.jpg 690w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n<h2 class=\"wp-block-heading\">Mi\u00e9rt d\u00f6ntenek az emberek a lak\u00e1s elad\u00e1sa mellett?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sokf\u00e9le ok lehet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e9h\u00e1nyan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>nagyobb lak\u00e1sra van sz\u00fcks\u00e9g\u00fck<\/li>\n\n\n\n<li>m\u00e1sik v\u00e1rosba k\u00f6lt\u00f6zn\u00e9nek<\/li>\n\n\n\n<li>visszat\u00e9rnek a haz\u00e1jukba<\/li>\n\n\n\n<li>k\u00fcl\u00f6nv\u00e1l\u00e1s vagy v\u00e1l\u00e1s miatt k\u00f6lt\u00f6znek<\/li>\n\n\n\n<li>vagy egyszer\u0171en egy olyan ingatlant szeretn\u00e9nek, ami jobban illik a jelenlegi \u00e9lethelyzet\u00fckh\u00f6z<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Gyakori az is, hogy a tulajdonosok felismerik, hogy az ingatlan \u00e9rt\u00e9ke jelent\u0151sen megn\u0151tt, \u00edgy az elad\u00e1s p\u00e9nz\u00fcgyileg is el\u0151ny\u00f6s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mi t\u00f6rt\u00e9nik a jelz\u00e1loghitellel a lak\u00e1s elad\u00e1sa ut\u00e1n?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ez az egyik leggyakoribb k\u00e9rd\u00e9s. A gyakorlatban az elad\u00e1skor a bank megkapja a fennmarad\u00f3 hitel\u00f6sszeget, a fennmarad\u00f3 v\u00e9tel\u00e1r pedig a tulajdonoshoz ker\u00fcl.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ha az ingatlan \u00e9rt\u00e9ke a v\u00e1s\u00e1rl\u00e1s \u00f3ta n\u0151tt, sok tulajdonosnak az elad\u00e1s ut\u00e1n extra p\u00e9nze marad. Ez a saj\u00e1t t\u0151ke (overwaarde) k\u00e9s\u0151bb p\u00e9ld\u00e1ul \u00faj ingatlan v\u00e1s\u00e1rl\u00e1s\u00e1ra is felhaszn\u00e1lhat\u00f3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hogyan ellen\u0151rizheti a lak\u00e1sa \u00e9rt\u00e9k\u00e9t?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A hollandiai ingatlan\u00e1rak gyakran magasabbak, mint amit a tulajdonosok v\u00e1rnak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az \u00e9rt\u00e9ket t\u00f6bb t\u00e9nyez\u0151 befoly\u00e1solja:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>elhelyezked\u00e9s<\/li>\n\n\n\n<li>az ingatlan \u00e1llapota<\/li>\n\n\n\n<li>m\u00e9ret<\/li>\n\n\n\n<li>energetikai besorol\u00e1s<\/li>\n\n\n\n<li>aktu\u00e1lis ingatlanpiaci helyzet<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Sokan meglep\u0151dnek azon, hogy val\u00f3j\u00e1ban mennyit \u00e9r az ingatlanuk.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ha gyors becsl\u00e9st szeretne, haszn\u00e1lhatja az ingyenes online ingatlan\u00e9rt\u00e9k-kalkul\u00e1torunkat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hogyan m\u0171k\u00f6dik az elad\u00e1s a Domekn\u00e1l?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A Domekn\u00e1l v\u00e9gigk\u00eds\u00e9rj\u00fck \u00fcgyfeleinket a teljes folyamaton az elej\u00e9t\u0151l a v\u00e9g\u00e9ig.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seg\u00edt\u00fcnk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>az ingatlan \u00e9rt\u00e9k\u00e9nek meghat\u00e1roz\u00e1s\u00e1ban<\/li>\n\n\n\n<li>a lak\u00e1s elad\u00e1sra val\u00f3 felk\u00e9sz\u00edt\u00e9s\u00e9ben<\/li>\n\n\n\n<li>professzion\u00e1lis fot\u00f3z\u00e1sban<\/li>\n\n\n\n<li>az ingatlan hirdet\u00e9s\u00e9ben<\/li>\n\n\n\n<li>minden hitel- \u00e9s elad\u00e1si \u00fcgyint\u00e9z\u00e9sben<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ez azt jelenti, hogy nem kell foglalkoznia pap\u00edrmunk\u00e1val, banki \u00fcgyint\u00e9z\u00e9ssel vagy a folyamat megszervez\u00e9s\u00e9vel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Szeretne eladni \u00e9s \u00faj lak\u00e1st venni?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sokan az elad\u00e1s ut\u00e1n \u00faj ingatlant v\u00e1s\u00e1rolnak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ilyen esetben seg\u00edt\u00fcnk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a jelenlegi ingatlan elad\u00e1s\u00e1ban<\/li>\n\n\n\n<li>az \u00faj hitellehet\u0151s\u00e9gek ellen\u0151rz\u00e9s\u00e9ben<\/li>\n\n\n\n<li>a z\u00f6kken\u0151mentes \u00e1tk\u00f6lt\u00f6z\u00e9sben<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Adja el lak\u00e1s\u00e1t a Domekkal<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Egy jelz\u00e1loghitellel terhelt ingatlan elad\u00e1sa Hollandi\u00e1ban nem kell, hogy bonyolult legyen. A legfontosabb a folyamat megfelel\u0151 el\u0151k\u00e9sz\u00edt\u00e9se \u00e9s a lehet\u0151s\u00e9gek meg\u00e9rt\u00e9se.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A Domekn\u00e1l seg\u00edt\u00fcnk a nemzetk\u00f6zi \u00fcgyfeleknek biztons\u00e1gosan eladni ingatlanjukat \u00e9s stresszmentesen int\u00e9zni minden formalit\u00e1st.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Telefon: +31 88 1021 500<br>Email: <a>info@domek.nl<\/a><\/p>\n","protected":false},"author":20,"featured_media":27158,"template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"Lak\u00e1s elad\u00e1sa jelz\u00e1loggal Hollandi\u00e1ban | Domek","_seopress_titles_desc":"Ismerje meg, hogyan m\u0171k\u00f6dik egy jelz\u00e1loggal terhelt lak\u00e1s elad\u00e1sa Hollandi\u00e1ban \u00e9s mi t\u00f6rt\u00e9nik a hitellel az elad\u00e1s ut\u00e1n.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false},"blog_categorie":[190],"class_list":["post-27159","blog","type-blog","status-publish","has-post-thumbnail","hentry","blog_categorie-lakas-eladasa"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/hu\/wp-json\/wp\/v2\/blog\/27159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/hu\/wp-json\/wp\/v2\/blog"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/hu\/wp-json\/wp\/v2\/types\/blog"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/hu\/wp-json\/wp\/v2\/users\/20"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/hu\/wp-json\/wp\/v2\/media\/27158"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/hu\/wp-json\/wp\/v2\/media?parent=27159"}],"wp:term":[{"taxonomy":"blog_categorie","embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/hu\/wp-json\/wp\/v2\/blog_categorie?post=27159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}