{"id":30892,"date":"2026-06-25T11:40:42","date_gmt":"2026-06-25T11:40:42","guid":{"rendered":"https:\/\/domek.nl\/questions\/ar-galiu-gauti-paskola-budamas-savarankiskai-dirbantis-zzp-ar-smulkaus-verslo-savininkas\/"},"modified":"2026-07-14T08:31:36","modified_gmt":"2026-07-14T08:31:36","slug":"ar-galiu-gauti-paskola-budamas-savarankiskai-dirbantis-zzp-ar-smulkaus-verslo-savininkas","status":"publish","type":"questions","link":"https:\/\/domek-nl.bearwithus.nl\/lt\/duk\/ar-galiu-gauti-paskola-budamas-savarankiskai-dirbantis-zzp-ar-smulkaus-verslo-savininkas\/","title":{"rendered":"Ar galiu gauti paskol\u0105 b\u016bdamas savaranki\u0161kai dirbantis (ZZP) ar smulkaus verslo savininkas?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Yes, as a ZZP&#8217;er or small business owner you can get a mortgage, usually based on your average income over the last one to three years, and some lenders accept a shorter history. Good bookkeeping, annual figures and the right lender are key, since acceptance rules for the self-employed and freelancers differ widely. Your business continuity and net income matter more than a fixed salary.<\/p>\n","protected":false},"author":15,"featured_media":0,"template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false},"subject":[258],"class_list":["post-30892","questions","type-questions","status-publish","hentry","subject-mortgage"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/lt\/wp-json\/wp\/v2\/questions\/30892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/lt\/wp-json\/wp\/v2\/questions"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/lt\/wp-json\/wp\/v2\/types\/questions"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/lt\/wp-json\/wp\/v2\/users\/15"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/lt\/wp-json\/wp\/v2\/media?parent=30892"}],"wp:term":[{"taxonomy":"subject","embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/lt\/wp-json\/wp\/v2\/subject?post=30892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}