{"id":28991,"date":"2026-06-24T14:08:26","date_gmt":"2026-06-24T14:08:26","guid":{"rendered":"https:\/\/domek.nl\/questions\/is-using-the-surplus-free-of-charge\/"},"modified":"2026-06-25T07:18:06","modified_gmt":"2026-06-25T07:18:06","slug":"czy-skorzystanie-z-nadwyzki-jest-darmowe","status":"publish","type":"questions","link":"https:\/\/domek-nl.bearwithus.nl\/pl\/czesto-zadawane-pytania\/czy-skorzystanie-z-nadwyzki-jest-darmowe\/","title":{"rendered":"Czy skorzystanie z nadwy\u017cki jest darmowe?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Skorzystanie z nadwy\u017cki wi\u0105\u017ce si\u0119 z kosztami, takimi jak op\u0142ata za wycen\u0119 (mo\u017ce by\u0107 wykonana online), porada hipoteczna oraz, w niekt\u00f3rych przypadkach, koszty notarialne, je\u015bli obecny wpis hipoteczny jest zbyt niski. Nie ma jednak konieczno\u015bci posiadania w\u0142asnych \u015brodk\u00f3w.<\/p>\n","protected":false},"author":11,"featured_media":0,"template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false},"subject":[233],"class_list":["post-28991","questions","type-questions","status-publish","hentry","subject-home-equity-and-value"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions\/28991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/types\/questions"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/users\/11"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/media?parent=28991"}],"wp:term":[{"taxonomy":"subject","embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/subject?post=28991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}