{"id":29930,"date":"2026-06-25T11:40:35","date_gmt":"2026-06-25T11:40:35","guid":{"rendered":"https:\/\/domek.nl\/questions\/czy-moge-kupic-dom-jako-samozatrudniony-zzp-lub-wlasciciel-malej-firmy\/"},"modified":"2026-07-03T09:57:36","modified_gmt":"2026-07-03T09:57:36","slug":"czy-moge-kupic-dom-jako-samozatrudniony-zzp-lub-wlasciciel-malej-firmy","status":"publish","type":"questions","link":"https:\/\/domek-nl.bearwithus.nl\/pl\/czesto-zadawane-pytania\/czy-moge-kupic-dom-jako-samozatrudniony-zzp-lub-wlasciciel-malej-firmy\/","title":{"rendered":"Czy mog\u0119 kupi\u0107 dom jako samozatrudniony (ZZP) lub w\u0142a\u015bciciel ma\u0142ej firmy?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Tak, jako ZZP&#8217;er (samozatrudniony) lub w\u0142a\u015bciciel ma\u0142ej firmy mo\u017cesz kupi\u0107 dom i uzyska\u0107 kredyt hipoteczny, zwykle na podstawie \u015bredniego dochodu z ostatnich jednego do trzech lat. Niekt\u00f3rzy kredytodawcy akceptuj\u0105 kr\u00f3tsz\u0105 histori\u0119 lub najnowsze wyniki, dlatego wa\u017cna jest ksi\u0119gowo\u015b\u0107 i wyb\u00f3r odpowiedniego banku. Samozatrudnieni i freelancerzy s\u0105 oceniani inaczej ni\u017c pracownicy etatowi, ale finansowanie jest jak najbardziej w zasi\u0119gu.<\/p>\n","protected":false},"author":15,"featured_media":0,"template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false},"subject":[245],"class_list":["post-29930","questions","type-questions","status-publish","hentry","subject-zakup-domu"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions\/29930","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/types\/questions"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/users\/15"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/media?parent=29930"}],"wp:term":[{"taxonomy":"subject","embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/subject?post=29930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}