{"id":30066,"date":"2026-06-25T11:40:59","date_gmt":"2026-06-25T11:40:59","guid":{"rendered":"https:\/\/domek-nl.bearwithus.nl\/questions\/czy-potrzebuje-holenderskiej-historii-kredytowej-aby-dostac-kredyt\/"},"modified":"2026-07-13T13:57:57","modified_gmt":"2026-07-13T13:57:57","slug":"czy-potrzebuje-holenderskiej-historii-kredytowej-aby-dostac-kredyt","status":"publish","type":"questions","link":"https:\/\/domek-nl.bearwithus.nl\/pl\/czesto-zadawane-pytan\/czy-potrzebuje-holenderskiej-historii-kredytowej-aby-dostac-kredyt\/","title":{"rendered":"Czy potrzebuj\u0119 holenderskiej historii kredytowej, aby dosta\u0107 kredyt?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">No, you do not need an existing Dutch credit history to get a mortgage. Lenders mainly assess your current income, contract type, residence status and BKR record, rather than a long local track record, which is good news for recent arrivals and expats. Building a positive payment history still helps for future borrowing.<\/p>\n","protected":false},"author":15,"featured_media":0,"template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false},"subject":[308],"class_list":["post-30066","questions","type-questions","status-publish","hentry","subject-kredyty-pozyczki"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions\/30066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/types\/questions"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/users\/15"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/media?parent=30066"}],"wp:term":[{"taxonomy":"subject","embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/subject?post=30066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}