{"id":30069,"date":"2026-06-25T11:40:59","date_gmt":"2026-06-25T11:40:59","guid":{"rendered":"https:\/\/domek.nl\/questions\/czym-jest-overwaarde-kapital-z-nieruchomosci\/"},"modified":"2026-07-03T09:59:43","modified_gmt":"2026-07-03T09:59:43","slug":"czym-jest-overwaarde-kapital-z-nieruchomosci","status":"publish","type":"questions","link":"https:\/\/domek-nl.bearwithus.nl\/pl\/czesto-zadawane-pytania\/czym-jest-overwaarde-kapital-z-nieruchomosci\/","title":{"rendered":"Czym jest overwaarde (kapita\u0142 z nieruchomo\u015bci)?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Kapita\u0142 z nieruchomo\u015bci (overwaarde) to r\u00f3\u017cnica mi\u0119dzy bie\u017c\u0105c\u0105 warto\u015bci\u0105 rynkow\u0105 domu a kredytem, kt\u00f3ry nadal jeste\u015b winien. Je\u015bli nieruchomo\u015b\u0107 jest warta wi\u0119cej ni\u017c pozosta\u0142y kredyt, masz dodatni kapita\u0142; je\u015bli mniej, masz ujemny kapita\u0142 lub potencjalny d\u0142ug resztkowy (restschuld). Zbudowany kapita\u0142 cz\u0119sto mo\u017cesz wykorzysta\u0107, uwalniaj\u0105c go (overwaarde opnemen) przy przeprowadzce, remoncie lub zakupie kolejnej nieruchomo\u015bci.<\/p>\n","protected":false},"author":15,"featured_media":0,"template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"Czym jest overwaarde (kapita\u0142 w nieruchomo\u015bci)? | Domek.nl","_seopress_titles_desc":"Overwaarde to r\u00f3\u017cnica mi\u0119dzy warto\u015bci\u0105 rynkow\u0105 domu a pozosta\u0142ym kredytem hipotecznym. Mo\u017cna j\u0105 wykorzysta\u0107 przy przeprowadzce lub remoncie.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"overwaarde Holandia,kapita\u0142 w nieruchomo\u015bci,warto\u015b\u0107 domu Holandia,kredyt hipoteczny Holandia,nadwy\u017cka warto\u015bci domu,sprzeda\u017c domu Holandia,finansowanie remontu,rynek nieruchomo\u015bci NL,equity","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false},"subject":[317],"class_list":["post-30069","questions","type-questions","status-publish","hentry","subject-wartosc-domu-kapital-wlasny"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions\/30069","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/questions"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/types\/questions"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/users\/15"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/media?parent=30069"}],"wp:term":[{"taxonomy":"subject","embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/pl\/wp-json\/wp\/v2\/subject?post=30069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}