{"id":9236,"date":"2026-04-22T13:22:05","date_gmt":"2026-04-22T13:22:05","guid":{"rendered":"https:\/\/domek-nl.bearwithus.nl\/kup-dom-zzp\/"},"modified":"2026-04-22T14:53:12","modified_gmt":"2026-04-22T14:53:12","slug":"cumpara-casa-zzp","status":"publish","type":"page","link":"https:\/\/domek-nl.bearwithus.nl\/ro\/cumpara-casa-zzp\/","title":{"rendered":"Buy house ZZP RO"},"content":{"rendered":"<section  class=\"block-hero alignfull image-under-mobile hide-image-mobile append-image-above-footer-mobile\" data-mobile-breakpoint=\"981\">\n  <div class=\"inner\">\n\t\t<div  class=\"block-hero-image \">\n\t<div class=\"hero-image__inner\">\n\t\t<div class=\"hero-image\">\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\t<\/div>\n<\/section>\n\n\n\n\n\n<section  class=\"block-hero alignfull image-overlap\" data-mobile-breakpoint=\"981\">\n  <div class=\"inner\">\n\t\t\n<div  class=\"block-hero-content alignfull\"> \n  <div class=\"inner\">\n    \n<p class=\"has-secondary-color has-medium-large-font-size\">Serviciul complet de locuin\u021b\u0103 \u0219i ipotec\u0103<\/p>\n\n<h1 class=\"wp-block-heading\">Cump\u0103r\u0103 o cas\u0103 ca lucr\u0103tor independent (ZZP) \u00een Olanda<\/h1>\n\n<p class=\"hide-on-mobile\">Lucrezi independent \u0219i vrei s\u0103 cumperi o cas\u0103 \u00een Olanda? Chiar \u0219i cu o companie de un an po\u021bi solicita o ipotec\u0103. \u0218tim ce creditori lucreaz\u0103 cu ZZP \u0219i cum s\u0103 prezin\u021bi situa\u021bia financiar\u0103.<\/p>\n<section  class=\"block-hypotheek-quickcalc \">\n    <form class=\"hypo-form\" action=\"\/calculator\/\"\n        method=\"get\"\n        data-method=\"GET\"\n        data-param-name=\"income\"\n        data-target=\"0\"  >\n    <div class=\"hypo-card\" data-currency-prefix=\"\u20ac\">\n      <h3 class=\"hypo-card__title\">Calculeaz\u0103 ipoteca ta maxim\u0103<\/h3>\n      <p class=\"hypo-card__subtitle\">Introduce\u021bi venitul lunar<\/p>\n\n      <div class=\"hypo-card__controls\">\n        <input class=\"hypo-card__input\"\n               type=\"text\"\n               inputmode=\"decimal\"\n               placeholder=\"np. \u20ac2.500\"\n               autocomplete=\"off\" \/>\n        <button class=\"hypo-card__button\" type=\"submit\">\n          Calculeaz\u0103 ipoteca\n        <\/button>\n      <\/div>\n    <\/div>\n    <input type=\"hidden\" name=\"income\" class=\"hypo-hidden\">\n  <\/form>\n  <script>\n    document.addEventListener('DOMContentLoaded', function () {\n    const form = document.querySelector('.block-hypotheek-quickcalc form.hypo-form');\n    if (! form) \n    return;\n\n\n    const visible = form.querySelector('.hypo-card__input');\n    const hidden = form.querySelector('.hypo-hidden');\n\n    if (! visible || ! hidden) \n    return;\n\n\n    \/\/ Update hidden field live\n    visible.addEventListener('input', () => {\n    hidden.value = visible.value;\n    });\n\n    \/\/ Ensure latest value is applied on submit\n    form.addEventListener('submit', () => {\n    hidden.value = visible.value;\n    });\n    });\n  <\/script>\n\n<\/section>\n\n  <\/div>\n<\/div>\n\n<div  class=\"block-hero-image \">\n\t<div class=\"hero-image__inner\">\n\t\t<div class=\"hero-image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" 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8.59271 32.2066 7.33311C32.8547 6.65579 33.5612 6.01086 34.1997 5.31733C32.2893 3.53981 30.0471 2.15659 27.6014 1.24688C23.1476 -0.370318 18.2743 -0.413778 13.7923 1.12373Z\" fill=\"white\"\/>\n                  <path d=\"M13.7974 1.12384C18.279 -0.414713 23.1522 -0.372396 27.6064 1.24375C30.0526 2.15964 32.2938 3.54952 34.2015 5.33365C33.5533 6.02718 32.8695 6.67534 32.2084 7.34943C30.951 8.6047 29.6946 9.85565 28.4393 11.1023C27.188 9.90538 25.6743 9.01755 24.0189 8.50964C21.9006 7.87003 19.6471 7.82624 17.5056 8.38306C15.364 8.93988 13.4173 10.0758 11.8788 11.6662C10.5359 13.0323 9.51893 14.6841 8.90374 16.4982L2.18555 11.2967C4.59025 6.52808 8.75385 2.88043 13.7974 1.12384Z\" fill=\"#D50909\"\/>\n                  <path d=\"M0.401851 16.4498C0.762681 14.6601 1.36219 12.927 2.18429 11.2969L8.90249 16.5113C8.02387 19.0995 8.02387 21.9053 8.90249 24.4934C6.66417 26.2219 4.42477 27.9589 2.18429 29.7047C0.12687 25.6093 -0.500608 20.9431 0.401851 16.4498Z\" fill=\"#F8BD00\"\/>\n          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class=\"t\">Google reviews<\/div>\n                <div class=\"s\">\n                                      <div class=\"g-score\">\n                      <span itemprop=\"ratingValue\">\n                        4.7\n                      <\/span>\n                    <\/div>\n                    <meta itemprop=\"bestRating\" content=\"5\"\/>\n                    <span class=\"g-stars\" aria-hidden=\"true\">\n                                                                                                <span class=\"star star--full\">\n                            <svg width=\"20\" height=\"19\" viewBox=\"0 0 20 19\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                              <path d=\"M3.825 19L5.45 11.975L0 7.25L7.2 6.625L10 0L12.8 6.625L20 7.25L14.55 11.975L16.175 19L10 15.275L3.825 19Z\" fill=\"#FFC136\"\/>\n                              <path d=\"M12.7998 6.625L20 7.25L14.5498 11.9746L16.1748 19L10 15.2754V0L12.7998 6.625Z\" fill=\"#FFC136\"\/>\n         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<\/div>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\t<\/div>\n<\/section>\n\n\n\n\n\n<section  class=\"block-cta-buttons d alignfull\">\n\t<div class=\"inner\">\n\t\t\t<div class=\"title\">\n\t\t<h2>Te vom ajuta:<\/h2>\n\t<\/div>\n\n\t\t<div class=\"content content--count-3\">\n\t\t\t\t\t\n\n\t\t\t<div  class='block-cta-button'>\n\t\t\n\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/10\/icon.svg\" alt=\"\" srcset=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t<div class=\"title\">G\u0103se\u0219te o cas\u0103 ca ZZP<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"text\">Ghidul t\u0103u spre casa ta<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n      \t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\t<div  class='block-cta-button'>\n\t\t\n\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/domek-koop-huis.svg\" alt=\"\" srcset=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t<div class=\"title\">Cump\u0103r\u0103 ca ZZP<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"text\">Calculeaz\u0103 ipoteca maxim\u0103<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n      \t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\t<a href=\"www.polisa.nl\/en\"  class='block-cta-button' target='_blank' rel='noopener'>\n\t\n\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/domek-verzekeringen.svg\" alt=\"\" srcset=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t<div class=\"title\">Alege asigurarea<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"text\">Asigur\u0103-\u021bi lini\u0219tea sufletului<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n              <div class=\"icon\">\n                      <svg width=\"31\" height=\"32\" viewbox=\"0 0 31 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n              <path d=\"M28 13C28 13.2652 27.8946 13.5196 27.7071 13.7071C27.5196 13.8946 27.2652 14 27 14C26.7348 14 26.4804 13.8946 26.2929 13.7071C26.1054 13.5196 26 13.2652 26 13V7.415L17.7087 15.7075C17.5211 15.8951 17.2666 16.0006 17.0012 16.0006C16.7359 16.0006 16.4814 15.8951 16.2938 15.7075C16.1061 15.5199 16.0007 15.2654 16.0007 15C16.0007 14.7346 16.1061 14.4801 16.2938 14.2925L24.585 6H19C18.7348 6 18.4804 5.89464 18.2929 5.70711C18.1054 5.51957 18 5.26522 18 5C18 4.73478 18.1054 4.48043 18.2929 4.29289C18.4804 4.10536 18.7348 4 19 4H27C27.2652 4 27.5196 4.10536 27.7071 4.29289C27.8946 4.48043 28 4.73478 28 5V13ZM23 16C22.7348 16 22.4804 16.1054 22.2929 16.2929C22.1054 16.4804 22 16.7348 22 17V26H6V10H15C15.2652 10 15.5196 9.89464 15.7071 9.70711C15.8946 9.51957 16 9.26522 16 9C16 8.73478 15.8946 8.48043 15.7071 8.29289C15.5196 8.10536 15.2652 8 15 8H6C5.46957 8 4.96086 8.21071 4.58579 8.58579C4.21071 8.96086 4 9.46957 4 10V26C4 26.5304 4.21071 27.0391 4.58579 27.4142C4.96086 27.7893 5.46957 28 6 28H22C22.5304 28 23.0391 27.7893 23.4142 27.4142C23.7893 27.0391 24 26.5304 24 26V17C24 16.7348 23.8946 16.4804 23.7071 16.2929C23.5196 16.1054 23.2652 16 23 16Z\" fill=\"black\"\/>\n            <\/svg>\n                  <\/div>\n      \t\t<\/div>\n\n\t\t\t\t<\/a>\n\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block_96c7ae1667f88e0606e5f2cadeb748e7\" class=\"card-media wp-block-theme-video-text  alignwide \">\n    <div class=\"card-media__media videos-carousel \">\n        <div class=\"videos-carousel\">\n                                                                    \n<div class=\"tease-video\">\n    <figure class=\"tease-video__thumb\">\n        <img alt=\"\" decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-768x512.jpg\" alt=\"\" width=\"546\"\n                                    class=\"wp-image-2441 lazyload\" data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-scaled.jpg 2560w, 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https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-1660x1107.jpg 1660w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-690x460.jpg 690w\" data-sizes=\"(max-width: 768px) 100vw, 768px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 768px; --smush-placeholder-aspect-ratio: 768\/512;\">\n                        <a class=\"tease-video__play-btn\" href=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2026\/04\/redpandacompress_Welcome-Home-with-Domek_EN_16x9_NEW-Vicente-B.mp4\"\n           data-bs-target=\"#modalVid\"\n           data-bs-toggle=\"modal\" data-video='{\"src\":\"https:\\\/\\\/domek-nl.bearwithus.nl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/redpandacompress_Welcome-Home-with-Domek_EN_16x9_NEW-Vicente-B.mp4\"}'>\n           Cunoa\u0219te-ne\n            <svg width=\"43\" height=\"43\" viewbox=\"0 0 43 43\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n              <rect width=\"43\" height=\"43\" rx=\"4\" fill=\"#009DE0\"\/>\n              <path d=\"M19.5 14.7573L28.2427 21.5L19.5 28.2427L19.5 14.7573Z\" fill=\"white\"\/>\n            <\/svg>\n\n\n        <\/a>\n    <\/figure>\n            <p class=\"tease-video__title\">Placeholder<\/p>\n    <\/div>                                    <\/div>\n    <\/div>\n\n            <div class=\"card-media__body\">\n            \n\n<h2 class=\"wp-block-heading\">Poate un ZZP ob\u021bine o ipotec\u0103 \u00een Olanda?<\/h2>\n\n\n\n<p>Da \u0219i am ajutat sute de independen\u021bi interna\u021bionali. Cheia este s\u0103 \u0219tii ce creditori sunt deschisi la aplica\u021biile ZZP \u0219i cum s\u0103 prezin\u021bi corect venitul. Consilierii no\u0219tri te ghideaz\u0103 prin fiecare document \u0219i pas.<\/p>\n\n\n\n<p><strong><a href=\"#\">\u2192 Planific\u0103 o consulta\u021bie gratuit\u0103<\/a><\/strong><\/p>\n\n\n        <\/div>\n    <\/section>\n\n\n\t<section  class=\"wp-block-domek-search-house alignfull\"> <div class=\"inner\">\n\t\t<div class=\"form\">\n\t\t\t<form action=\"\" method=\"get\">\n\t\t\t\t<div class=\"title\">G\u0103sim casa ta \u00een Olanda<\/div>\n\t\t\t\t<div class=\"text\">Alege o loca\u021bie:<\/div>\n\t\t\t\t<div class=\"input\">\n\t\t\t\t\t<input type=\"text\" name=\"location\" placeholder=\"e.g.&#x20;Amsterdam,&#x20;Rotterdam...\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"button\">\n\t\t\t\t\t<button type=\"submit\">Caut\u0103 casa mea<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/form>\n\t\t<\/div>\n\n\t\t<div class=\"galleries\">\n\n            <div class=\"gallery gallery--1\" data-direction=\"up\" data-speed=\"20\">\n                  <div class=\"gallery__track\">\n                    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                                   <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide21-618x412.png\" alt=\"\">\n                <\/div>\n                                                                                                  <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide22-618x412.png\" alt=\"\">\n                <\/div>\n                                                                                                  <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide23-618x412.png\" alt=\"\">\n                <\/div>\n                                    <\/div>\n              <\/div>\n\n            <div class=\"gallery gallery--2\" data-direction=\"down\" data-speed=\"20\">\n                  <div class=\"gallery__track\">\n                                                                                    <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide21-618x412.png\" alt=\"\">\n                <\/div>\n                                                                                                  <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide22-618x412.png\" alt=\"\">\n                <\/div>\n                                                                                                  <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide23-618x412.png\" alt=\"\">\n                <\/div>\n                                                                                                  <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide3-618x412.png\" alt=\"\">\n                <\/div>\n                                                                                                  <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide2-618x412.png\" alt=\"\">\n                <\/div>\n                                                                                                  <div class=\"image\">\n                  <img decoding=\"async\" src=\"https&#x3A;&#x2F;&#x2F;domek-nl.bearwithus.nl&#x2F;wp-content&#x2F;uploads&#x2F;2025&#x2F;10&#x2F;slide1-618x412.png\" alt=\"\">\n                <\/div>\n                                    <\/div>\n              <\/div>\n\n\n\t\t<\/div>\n\t<\/div>\n\n<\/section>\n\n\n\n\n<div  class=\"card-media  alignwide has-media-on-the-right\">\n    <figure class=\"card-media__media\">\n                                    <img alt=\"\" decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-768x512.jpg\" alt=\"\" width=\"530\" class=\"wp-image-6339 lazyload\" data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-768x512.jpg 768w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-300x200.jpg 300w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-1024x683.jpg 1024w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-1536x1024.jpg 1536w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-2048x1365.jpg 2048w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-618x412.jpg 618w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-1660x1107.jpg 1660w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-13-4-690x460.jpg 690w\" data-sizes=\"(max-width: 768px) 100vw, 768px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 768px; --smush-placeholder-aspect-ratio: 768\/512;\" \/>\n\n            <\/figure>\n    <div class=\"card-media__body\">\n        \n<h2 class=\"wp-block-heading\">ZZP \u0219i ipotec\u0103 \u2014 este posibil<\/h2>\n\n<p>Multe b\u0103nci sunt prudente cu solicitan\u021bii independen\u021bi \u2014 dar nu toate. \u0218tim exact ce creditori accept\u0103 ipoteci ZZP chiar dac\u0103 compania ta are doar un an. Te ajut\u0103m s\u0103 colectezi documentele potrivite (situa\u021bii anuale, IB aangifte, KvK) \u0219i s\u0103 \u00ee\u021bi prezin\u021bi venitul c\u00e2t mai bine.<\/p>\n\n<p><a href=\"#\">Mai multe despre noi<\/a><\/p>\n\n    <\/div>\n<\/div>\n\n\n\n<section id=\"block_f6c69863d408d2d71bdb99278eb53a03\" class=\"block-reviews  alignfull\">\n    <div class=\"block-reviews__inner\">\n        <div class=\"block-reviews__content\">\n\n<h2 class=\"wp-block-heading\">Iat\u0103 ce spun cei peste&nbsp;<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">+15.000<\/mark>&nbsp;de clien\u021bi ai no\u0219tri<\/h2>\n\n<\/div>\n                                                <a href=\"https:\/\/www.google.nl\/maps\/place\/Domek.nl\/@51.7007826,5.3124697,14z\/data=!4m8!3m7!1s0x47c6ee25655b9ae3:0xb28e31d2fbd4a21f!8m2!3d51.723546!4d5.3162234!9m1!1b1!16s%2Fg%2F11b6gn22_c?entry=ttu\" target=\"_blank\" rel=\"nofollow\" class=\"block-reviews__rating\">                <svg width=\"22\" height=\"22\">\n                    <use href=\"#icon-google-logo\"\/>\n                <\/svg>\n                <div class=\"rating-stars\">\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-half\"\/>\n        <\/svg>\n    <\/div>                <span>4.7 out of 1413 reviews on Google<\/span>\n            <\/a>\n                            <div class=\"block-reviews__slider\">\n            \n<div class=\"splide js-carousel \" aria-label=\"Blog\"\n     data-splide='{\"gap\":15,\"perPage\":3,\"drag\":false,\"arrows\":false,\"padding\":50,\"breakpoints\":{\"900\":{\"perPage\":2,\"fixedWidth\":350,\"drag\":true},\"700\":{\"perPage\":1},\"400\":{\"fixedWidth\":330}}}'>\n    <div class=\"splide__wrap\">\n        <div class=\"splide__track\">\n            <ul class=\"splide__list\">\n                                    <li class=\"splide__slide\">\n                                                    <div class=\"review\" id=\"review-8043\">\n    <div class=\"review__body\">\n        <div class=\"review__inner collapse\" id=\"review-body-8043\" data-collapse-height=\"6.5em\">\n            <div>\n                V\u0103 mul\u021bumesc foarte mult pentru asisten\u021ba profesional\u0103 \u0219i serviciile personalizate. Oamenii potrivi\u021bi la locurile potrivite. \n            <\/div>\n        <\/div>\n    <\/div>\n    <button class=\"review__toggle\" type=\"button\" data-bs-toggle=\"collapse\"\n            data-bs-target=\"#review-body-8043\"\n            aria-controls=\"review-body-8043\">\n        <span>Lees verder<\/span>\n        <svg width=\"14\" height=\"8\">\n            <use href=\"#icon-chevron\"><\/use>\n        <\/svg>\n    <\/button>\n    <div class=\"rating-stars\">\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n    <\/div>    <div class=\"review__name\">Daniela D\u0103nu\u021ba<\/div>\n<\/div>                                            <\/li>\n                                    <li class=\"splide__slide\">\n                                                    <div class=\"review\" id=\"review-8042\">\n    <div class=\"review__body\">\n        <div class=\"review__inner collapse\" id=\"review-body-8042\" data-collapse-height=\"6.5em\">\n            <div>\n                O abordare profesional\u0103 \u0219i personalizat\u0103 pentru fiecare client. Asisten\u021b\u0103 de \u00eencredere \u00een fiecare etap\u0103 a procesului de achizi\u021bie imobiliar\u0103 \ud83d\ude0a \n            <\/div>\n        <\/div>\n    <\/div>\n    <button class=\"review__toggle\" type=\"button\" data-bs-toggle=\"collapse\"\n            data-bs-target=\"#review-body-8042\"\n            aria-controls=\"review-body-8042\">\n        <span>Lees verder<\/span>\n        <svg width=\"14\" height=\"8\">\n            <use href=\"#icon-chevron\"><\/use>\n        <\/svg>\n    <\/button>\n    <div class=\"rating-stars\">\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n    <\/div>    <div class=\"review__name\">Ionu\u021b Sufle\u021bel<\/div>\n<\/div>                                            <\/li>\n                                    <li class=\"splide__slide\">\n                                                    <div class=\"review\" id=\"review-8044\">\n    <div class=\"review__body\">\n        <div class=\"review__inner collapse\" id=\"review-body-8044\" data-collapse-height=\"6.5em\">\n            <div>\n                \u00cei recomand cu toat\u0103 \u00eencrederea! Personalul a fost foarte receptiv, totul a fost explicat \u00een detaliu, iar doamnele au fost absolut \u00eenc\u00e2nt\u0103toare \u0219i mereu gata s\u0103 ajute \ud83d\ude0a \n            <\/div>\n        <\/div>\n    <\/div>\n    <button class=\"review__toggle\" type=\"button\" data-bs-toggle=\"collapse\"\n            data-bs-target=\"#review-body-8044\"\n            aria-controls=\"review-body-8044\">\n        <span>Lees verder<\/span>\n        <svg width=\"14\" height=\"8\">\n            <use href=\"#icon-chevron\"><\/use>\n        <\/svg>\n    <\/button>\n    <div class=\"rating-stars\">\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n                                \n        <svg width=\"21\" height=\"20\">\n            <use href=\"#icon-star-fill\"\/>\n        <\/svg>\n    <\/div>    <div class=\"review__name\">Elena Utupanu<\/div>\n<\/div>                                            <\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n            <div class=\"splide__arrows\">\n    <button class=\"splide__arrow splide__arrow--prev\">\n      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\">\n        <path d=\"M20.2441 9.59693H1.03484M1.03484 9.59693L9.6511 0.516357M1.03484 9.59693L9.6511 18.6775\" stroke=\"#0A2C45\" stroke-width=\"1.5\"\/>\n      <\/svg>\n    <\/button>\n    <button class=\"splide__arrow splide__arrow--next\">\n      <svg width=\"21\" height=\"20\" viewbox=\"0 0 21 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n        <path d=\"M0 9.59693H19.2093M19.2093 9.59693L10.593 0.516357M19.2093 9.59693L10.593 18.6775\" stroke=\"#0A2C45\" stroke-width=\"1.5\"\/>\n      <\/svg>\n    <\/button>\n<\/div>    <\/div>        <\/div>\n    <\/div>\n<\/section>\n\n\n<div  class=\"card-media  alignwide\">\n    <figure class=\"card-media__media\">\n                    \n<div class=\"splide js-carousel \" aria-label=\"Blog\"\n     data-splide='{\"gap\":0,\"perPage\":1,\"drag\":true,\"arrows\":false,\"padding\":20,\"breakpoints\":[],\"pagination\":true}'>\n    <div class=\"splide__wrap\">\n        <div class=\"splide__track\">\n            <ul class=\"splide__list\">\n                                    <li class=\"splide__slide\">\n                                                                    <img alt=\"\" decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-768x512.jpg\" alt=\"\" width=\"530\" class=\"wp-image-6322 lazyload\" data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-768x512.jpg 768w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-300x200.jpg 300w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-1024x683.jpg 1024w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-1536x1024.jpg 1536w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-2048x1365.jpg 2048w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-618x412.jpg 618w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-1660x1107.jpg 1660w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-8-2-690x460.jpg 690w\" data-sizes=\"(max-width: 768px) 100vw, 768px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 768px; --smush-placeholder-aspect-ratio: 768\/512;\" \/>\n\n                                    <\/li>\n                                    <li class=\"splide__slide\">\n                                                                    <img alt=\"\" decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-12-2-768x512.jpg\" alt=\"\" width=\"530\" class=\"wp-image-6324 lazyload\" data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-12-2-768x512.jpg 768w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-12-2-300x200.jpg 300w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-12-2-1024x683.jpg 1024w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-12-2-1536x1024.jpg 1536w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-1-12-2-2048x1365.jpg 2048w, 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data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-768x512.jpg\" alt=\"\" width=\"530\" class=\"wp-image-6331 lazyload\" data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-768x512.jpg 768w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-300x200.jpg 300w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-1024x683.jpg 1024w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-1536x1024.jpg 1536w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-2048x1365.jpg 2048w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-618x412.jpg 618w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-1660x1107.jpg 1660w, https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/11\/Domek-14-09-2022-Epsilon-Studios-Ektor-Tsolodimos-Deel-2-2-2-690x460.jpg 690w\" data-sizes=\"(max-width: 768px) 100vw, 768px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 768px; --smush-placeholder-aspect-ratio: 768\/512;\" \/>\n\n                                    <\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n            <div class=\"splide__arrows\">\n    <button class=\"splide__arrow splide__arrow--prev\">\n      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\">\n        <path d=\"M20.2441 9.59693H1.03484M1.03484 9.59693L9.6511 0.516357M1.03484 9.59693L9.6511 18.6775\" stroke=\"#0A2C45\" stroke-width=\"1.5\"\/>\n      <\/svg>\n    <\/button>\n    <button class=\"splide__arrow splide__arrow--next\">\n      <svg width=\"21\" height=\"20\" viewbox=\"0 0 21 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n        <path d=\"M0 9.59693H19.2093M19.2093 9.59693L10.593 0.516357M19.2093 9.59693L10.593 18.6775\" stroke=\"#0A2C45\" stroke-width=\"1.5\"\/>\n      <\/svg>\n    <\/button>\n<\/div>    <\/div>            <\/figure>\n    <div class=\"card-media__body\">\n        \n<h2 class=\"wp-block-heading\">De ce s\u0103 alegi Domek<\/h2>\n\t\t\n\n\t\t\t<div  class='block-cta-button'>\n\t\t\n\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/10\/icon2.svg\" alt=\"\" srcset=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t<div class=\"title\">Vorbim limba ta<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"text\">Oferim sprijin personal \u00een peste 12 limbi.<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n      \t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\t<div  class='block-cta-button'>\n\t\t\n\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/10\/icon2.svg\" alt=\"\" srcset=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t<div class=\"title\">Din 2005<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"text\">Sprijinim expa\u021bii cu achizi\u021bia \u0219i finan\u021barea locuin\u021belor \u00een Olanda \u0219i Belgia de mul\u021bi ani.<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n      \t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\t<div  class='block-cta-button'>\n\t\t\n\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/uploads\/2025\/10\/icon2.svg\" alt=\"\" srcset=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t<div class=\"title\">Consilier ipotecar independent<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"text\">Compar\u0103m mai multe b\u0103nci pentru cea mai bun\u0103 ofert\u0103.<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n      \t\t<\/div>\n\n\t\t\t<\/div>\n\n\n    <\/div>\n<\/div>\n\n<section id=\"block_e6401284930ba425a1e6ca014d7da4b4\" class=\"alignfull blog-carousel  alignfull\">\n\t<style>\n\t\t.blog-carousel__content {\n\t\t\tdisplay: flex;\n\t\t\talign-items: flex-start;\n\t\t\tjustify-content: space-between;\n\t\t\tgap: 16px;\n\t\t}\n\t\t.blog-carousel__all {\n\t\t\tfont-size: 14px;\n\t\t\ttext-decoration: underline;\n\t\t\tcolor: #04506F;\n\t\t\twhite-space: nowrap;\n\t\t}\n\t<\/style>\n\n\t<div class=\"blog-carousel__inner\">\n\t\t<div class=\"blog-carousel__content\">\n\t\t\t\t\t\t\t\n\n<h2 class=\"wp-block-heading\">\u0218tiri despre ipoteci<\/h2>\n\n\n\t\t\t\n      <a class=\"blog-carousel__all\" href=\"\/actueel\/\" target=\"_self\">\n        View all articles\n      <\/a>\n\n\t\t<\/div>\n\n\t\t<div class=\"blog-carousel__slider\">\n\t\t\t\n<div class=\"splide js-carousel \" aria-label=\"Blog\"\n     data-splide='{\"gap\":20,\"perPage\":3,\"drag\":false,\"arrows\":false,\"padding\":50,\"breakpoints\":{\"990\":{\"perPage\":1,\"fixedWidth\":340,\"drag\":1},\"700\":{\"gap\":15},\"440\":{\"fixedWidth\":300}}}'>\n    <div class=\"splide__wrap\">\n        <div class=\"splide__track\">\n            <ul class=\"splide__list\">\n                                    <li class=\"splide__slide\">\n                                                    <article class=\"tease tease-blog\" id=\"tease-17814\">\n    <a href=\"https:\/\/domek-nl.bearwithus.nl\/ro\/stiri-si-sfaturi\/licitatie-locuinta-olanda\/\">\n                                    <figure class=\"tease__thumb\">\n                    <img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/bidding-on-a-house-in-the-netherlands-366x234.jpg.webp\" alt=\"Reviewing a house offer and bidding process in the Netherlands with Domek\"\n                         data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/bidding-on-a-house-in-the-netherlands-366x234.jpg.webp 1x, https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/bidding-on-a-house-in-the-netherlands-549x351.jpg.webp 1.5x, https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/bidding-on-a-house-in-the-netherlands-732x468.jpg.webp 2x\"\n                         width=\"366\" class=\"wp-image-17813 lazyload\"\n src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 366px; --smush-placeholder-aspect-ratio: 366\/234;\" \/>\n                <\/figure>\n                        <div class=\"tease__body\">\n                <h3 class=\"tease__title\">Cre\u0219te-\u021bi \u0219ansele atunci c\u00e2nd licitezi pentru o locuin\u021b\u0103 \u00een Olanda<\/h3>\n                <p class=\"tease__excerpt\">G\u0103sirea unei locuin\u021be este un lucru. Ob\u021binerea ei este altceva. \u00cen acest articol, explic\u0103m cum func\u021bioneaz\u0103 procesul de licita\u021bie&hellip;<\/p>\n                <span class=\"tease__link\">Lees verder\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\">\n    <path d=\"M0.969727 6.75024H11.9697M11.9697 6.75024L7.03572 1.25024M11.9697 6.75024L7.03572 12.2502\"\n          stroke=\"currentColor\" stroke-width=\"1.5\"\/>\n<\/svg>                <\/span>\n            <\/div>\n            <\/a>\n<\/article>                                            <\/li>\n                                    <li class=\"splide__slide\">\n                                                    <article class=\"tease tease-blog\" id=\"tease-17455\">\n    <a href=\"https:\/\/domek-nl.bearwithus.nl\/ro\/stiri-si-sfaturi\/ce-sa-verifici-cand-cumperi-un-apartament-olanda\/\">\n                                    <figure class=\"tease__thumb\">\n                    <img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/what-to-look-for-when-buying-a-property-in-the-netherlands-366x234.jpg.webp\" alt=\"Modern apartment building in the Netherlands viewed by potential home buyers\"\n                         data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/what-to-look-for-when-buying-a-property-in-the-netherlands-366x234.jpg.webp 1x, https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/what-to-look-for-when-buying-a-property-in-the-netherlands-549x351.jpg.webp 1.5x, https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/what-to-look-for-when-buying-a-property-in-the-netherlands-732x468.jpg.webp 2x\"\n                         width=\"366\" class=\"wp-image-17454 lazyload\"\n src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 366px; --smush-placeholder-aspect-ratio: 366\/234;\" \/>\n                <\/figure>\n                        <div class=\"tease__body\">\n                <h3 class=\"tease__title\">Cumperi un apartament \u00een Olanda? \u0218tii ce s\u0103 verifici?<\/h3>\n                <p class=\"tease__excerpt\">C\u00e2nd cumperi un apartament \u00een Olanda, trebuie s\u0103 iei \u00een calcul alte reguli, costuri \u0219i responsabilit\u0103\u021bi dec\u00e2t \u00een cazul&hellip;<\/p>\n                <span class=\"tease__link\">Lees verder\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\">\n    <path d=\"M0.969727 6.75024H11.9697M11.9697 6.75024L7.03572 1.25024M11.9697 6.75024L7.03572 12.2502\"\n          stroke=\"currentColor\" stroke-width=\"1.5\"\/>\n<\/svg>                <\/span>\n            <\/div>\n            <\/a>\n<\/article>                                            <\/li>\n                                    <li class=\"splide__slide\">\n                                                    <article class=\"tease tease-blog\" id=\"tease-17400\">\n    <a href=\"https:\/\/domek-nl.bearwithus.nl\/ro\/stiri-si-sfaturi\/cumpararea-casei-ca-persoana-singura-olanda\/\">\n                                    <figure class=\"tease__thumb\">\n                    <img decoding=\"async\" data-src=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/buying-a-home-as-a-single-person-netherlands-366x234.jpg.webp\" alt=\"Buying a house alone in the Netherlands\"\n                         data-srcset=\"https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/buying-a-home-as-a-single-person-netherlands-366x234.jpg.webp 1x, https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/buying-a-home-as-a-single-person-netherlands-549x351.jpg.webp 1.5x, https:\/\/domek-nl.bearwithus.nl\/wp-content\/smush-webp\/2026\/05\/buying-a-home-as-a-single-person-netherlands-732x468.jpg.webp 2x\"\n                         width=\"366\" class=\"wp-image-17399 lazyload\"\n src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 366px; --smush-placeholder-aspect-ratio: 366\/234;\" \/>\n                <\/figure>\n                        <div class=\"tease__body\">\n                <h3 class=\"tease__title\">Po\u021bi cump\u0103ra o locuin\u021b\u0103 \u00een Olanda pe cont propriu?<\/h3>\n                <p class=\"tease__excerpt\">Cump\u0103rarea unei locuin\u021be \u00een Olanda pe cont propriu poate p\u0103rea dificil\u0103 la \u00eenceput, mai ales din cauza pre\u021burilor ridicate&hellip;<\/p>\n                <span class=\"tease__link\">Lees verder\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\">\n    <path d=\"M0.969727 6.75024H11.9697M11.9697 6.75024L7.03572 1.25024M11.9697 6.75024L7.03572 12.2502\"\n          stroke=\"currentColor\" stroke-width=\"1.5\"\/>\n<\/svg>                <\/span>\n            <\/div>\n            <\/a>\n<\/article>                                            <\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n            <div class=\"splide__arrows\">\n    <button class=\"splide__arrow splide__arrow--prev\">\n      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\">\n        <path d=\"M20.2441 9.59693H1.03484M1.03484 9.59693L9.6511 0.516357M1.03484 9.59693L9.6511 18.6775\" stroke=\"#0A2C45\" stroke-width=\"1.5\"\/>\n      <\/svg>\n    <\/button>\n    <button class=\"splide__arrow splide__arrow--next\">\n      <svg width=\"21\" height=\"20\" viewbox=\"0 0 21 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n        <path d=\"M0 9.59693H19.2093M19.2093 9.59693L10.593 0.516357M19.2093 9.59693L10.593 18.6775\" stroke=\"#0A2C45\" stroke-width=\"1.5\"\/>\n      <\/svg>\n    <\/button>\n<\/div>    <\/div>\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n\n<div class=\"wp-block-group alignwide with-margin-bottom is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group alignwide with-margin-bottom is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h2 class=\"wp-block-heading\">Te ajut\u0103m cu pl\u0103cere<\/h2>\n\n\n\n<p>Ai \u00eentreb\u0103ri? Contacteaz\u0103-ne pe e-mail sau sun\u0103-ne \u2014 echipa noastr\u0103 este al\u0103turi de tine la fiecare pas.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-icon has-icon-external\"><a class=\"wp-block-button__link has-green-background-color has-background wp-element-button\" href=\"mailto:info@domek.nl\"><strong>Trimite un mesaj: info@domek.nl<\/strong>\t<span class=\"wp-block-button__icon\">\n\t\t<svg width=\"28\" height=\"28\">\n\t\t\t<use href=\"#icon-external\"><\/use>\n\t\t<\/svg>\n\t<\/span>\n\n<\/a><\/div>\n\n\n\n\n<div class=\"wp-block-button has-icon has-icon-telephone\"><a class=\"wp-block-button__link has-dark-background-color has-background wp-element-button\" href=\"tel:+31881021500\"><strong>Sun\u0103-ne la: +31881021500<\/strong>\t<span class=\"wp-block-button__icon\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" class=\"icon-telephone\">\n      <path d=\"M5.15312 0.768722C4.9125 0.187472 4.27812 -0.121903 3.67188 0.0437222L0.921875 0.793722C0.378125 0.943722 0 1.43747 0 1.99997C0 9.73122 6.26875 16 14 16C14.5625 16 15.0563 15.6218 15.2063 15.0781L15.9563 12.3281C16.1219 11.7218 15.8125 11.0875 15.2312 10.8468L12.2312 9.59685C11.7219 9.38435 11.1313 9.53122 10.7844 9.95935L9.52188 11.5C7.32188 10.4593 5.54063 8.6781 4.5 6.4781L6.04063 5.21872C6.46875 4.86872 6.61562 4.28122 6.40312 3.77185L5.15312 0.771847V0.768722Z\" fill=\"white\"\/>\n    <\/svg>\n\t<\/span>\n\n<\/a><\/div>\n\n<\/div>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"><section id=\"block_23fcb50853b50f8341969ab62b940d99\" class=\"block-questions \">\n\t<div class=\"block-questions__inner\">\n\t\t\n\t\t<div\n\t\t\tclass=\"block-questions__list\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9249\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9249\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9249\">\n            <span class=\"accordion-item__header\">Pot ob\u021bine un credit ipotecar ca persoan\u0103 independent\u0103 (ZZP) \u00een Olanda?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9249\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9249\">\n        <div class=\"accordion-item__body\">\n            <p>Da. Faptul c\u0103 e\u0219ti persoan\u0103 independent\u0103 nu te exclude de la ob\u021binerea unui credit ipotecar. Procesul este mai complex dec\u00e2t pentru angaja\u021bi, dar Domek este specializat \u00een aplica\u021bii de credit ipotecar pentru ZZP \u0219i \u0219tie exact care creditori sunt deschi\u0219i c\u0103tre cump\u0103r\u0103tori independen\u021bi \u2014 inclusiv din primul an de activitate.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9248\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9248\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9248\">\n            <span class=\"accordion-item__header\">Am nevoie de trei ani de istoric de venituri ca ZZP pentru a ob\u021bine un credit ipotecar?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9248\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9248\">\n        <div class=\"accordion-item__body\">\n            <p>Nu \u00eentotdeauna. Unii creditori vor analiza cererea ta \u00eenc\u0103 din primul an de activitate independent\u0103, mai ales dac\u0103 ai un background profesional puternic sau experien\u021b\u0103 anterioar\u0103 \u00een acela\u0219i domeniu. \u0218tim care b\u0103nci sunt flexibile \u0219i cum s\u0103 prezent\u0103m venitul t\u0103u \u00een cel mai favorabil mod.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9247\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9247\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9247\">\n            <span class=\"accordion-item__header\">Ce documente \u00eemi trebuie ca ZZP pentru a aplica pentru un credit ipotecar?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9247\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9247\">\n        <div class=\"accordion-item__body\">\n            <p>De obicei, vei avea nevoie de situa\u021biile financiare anuale (jaarrekeningen), declara\u021biile de impozit pe venit (IB aangifte), \u00eenregistrarea la KvK \u0219i extrase bancare recente. Cerin\u021bele exacte difer\u0103 \u00een func\u021bie de creditor. \u00ce\u021bi spunem exact ce trebuie s\u0103 preg\u0103te\u0219ti \u00eenainte de prima \u00eent\u00e2lnire pentru a evita \u00eent\u00e2rzierile.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9246\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9246\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9246\">\n            <span class=\"accordion-item__header\">Cum este calculat venitul meu ca persoan\u0103 independent\u0103?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9246\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9246\">\n        <div class=\"accordion-item__body\">\n            <p>Creditorii calculeaz\u0103 de obicei media veniturilor din ultimii unu p\u00e2n\u0103 la trei ani sau, \u00een unele cazuri, folosesc anul cu cel mai mic venit ca baz\u0103. Lucr\u0103m \u00eempreun\u0103 cu tine pentru a prezenta profilul t\u0103u de venit c\u00e2t mai corect \u0219i favorabil \u0219i alegem creditori a c\u0103ror metod\u0103 de calcul se potrive\u0219te cel mai bine situa\u021biei tale.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9245\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9245\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9245\">\n            <span class=\"accordion-item__header\">M-am mutat recent \u00een Olanda \u0219i am \u00eenceput ca ZZP. Pot cump\u0103ra deja?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9245\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9245\">\n        <div class=\"accordion-item__body\">\n            <p>Aceasta este o situa\u021bie dificil\u0103, dar nu imposibil\u0103. Depinde de nivelul veniturilor tale, de m\u0103rimea creditului \u00een raport cu valoarea propriet\u0103\u021bii \u0219i de creditorul pe care \u00eel alegem. \u00ce\u021bi oferim o evaluare sincer\u0103 \u0219i nu \u00ee\u021bi irosim timpul dac\u0103 momentul nu este potrivit \u2014 dar de multe ori exist\u0103 mai multe posibilit\u0103\u021bi dec\u00e2t cred oamenii.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9244\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9244\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9244\">\n            <span class=\"accordion-item__header\">Pot ob\u021bine un credit ipotecar dac\u0103 venitul meu fluctueaz\u0103 de la an la an?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9244\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9244\">\n        <div class=\"accordion-item__body\">\n            <p>Da, \u00eens\u0103 necesit\u0103 o preg\u0103tire atent\u0103. Te ajut\u0103m s\u0103 construie\u0219ti cea mai puternic\u0103 aplica\u021bie posibil\u0103 aleg\u00e2nd creditorul potrivit, preg\u0103tind documentele necesare \u0219i prezent\u00e2nd istoricul veniturilor \u00een context. Venitul fluctuant este comun pentru persoanele independente \u0219i mul\u021bi creditori \u00een\u021beleg acest lucru dac\u0103 este prezentat corect.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9243\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9243\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9243\">\n            <span class=\"accordion-item__header\">Este mai bine s\u0103 am o BV sau o \u00eentreprindere individual\u0103 (eenmanszaak) pentru un credit ipotecar?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9243\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9243\">\n        <div class=\"accordion-item__body\">\n            <p>O \u00eentreprindere individual\u0103 este suficient\u0103 pentru majoritatea aplica\u021biilor de credit ipotecar. O BV poate complica uneori evaluarea veniturilor. Analiz\u0103m structura afacerii tale \u0219i te sf\u0103tuim dac\u0103 modific\u0103rile ar \u00eembun\u0103t\u0103\u021bi pozi\u021bia ta pentru credit \u2014 \u00eenainte de aplicare.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9242\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9242\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9242\">\n            <span class=\"accordion-item__header\">Care este suma maxim\u0103 de credit ipotecar pe care o pot ob\u021bine ca ZZP?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9242\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9242\">\n        <div class=\"accordion-item__body\">\n            <p>Depinde de venitul t\u0103u net mediu, de eventualele datorii \u0219i de politica creditorului pentru persoane independente. Calcul\u0103m gratuit suma maxim\u0103 \u0219i \u00ee\u021bi oferim o imagine realist\u0103 \u00eenainte de a \u00eencepe c\u0103utarea \u2014 astfel \u00eenc\u00e2t s\u0103 \u0219tii exact ce este posibil.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9241\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9241\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9241\">\n            <span class=\"accordion-item__header\">Domek m\u0103 poate ajuta \u0219i cu asigur\u0103ri \u0219i taxe ca proprietar ZZP?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9241\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9241\">\n        <div class=\"accordion-item__body\">\n            <p>Da. Dup\u0103 achizi\u021bie, te ajut\u0103m s\u0103 organizezi asigurarea potrivit\u0103 pentru locuin\u021b\u0103 \u0219i te putem conecta cu partenerii no\u0219tri fiscali pentru consultan\u021b\u0103 privind deducerea dob\u00e2nzii ipotecare \u0219i alte beneficii. Mul\u021bi migran\u021bi ZZP nu sunt con\u0219tien\u021bi de avantajele fiscale disponibile \u2014 ne asigur\u0103m c\u0103 nu le ratezi.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t\t\t<div class=\"accordion-item\">\n    <div id=\"accordion-heading-block_23fcb50853b50f8341969ab62b940d99-9240\">\n        <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                data-bs-target=\"#accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9240\"\n                aria-expanded=\"false\"\n                aria-controls=\"accordion-panels-9240\">\n            <span class=\"accordion-item__header\">Pot primi suport \u00een limba mea ca migrant ZZP \u00een Olanda?<\/span>\n            <span class=\"accordion-item__toggle\">\n              <svg width=\"22\" height=\"22\" viewbox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M11.375 0.977001V21.0242V0.977001Z\" fill=\"#030329\"\/>\n                <path class=\"top\" d=\"M11.375 0.977001V21.0242\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                <path d=\"M21.3987 11.0005H1.35156H21.3987Z\" fill=\"#030329\"\/>\n                <path d=\"M21.3987 11.0005H1.35156\" stroke=\"#030329\" stroke-width=\"1.50354\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n              <\/svg>\n            <\/span>\n        <\/button>\n    <\/div>\n    <div id=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9240\"\n         class=\"accordion-item__collapse collapse\"\n         aria-labelledby=\"accordion-panels-block_23fcb50853b50f8341969ab62b940d99-9240\">\n        <div class=\"accordion-item__body\">\n            <p>Absolut. Mul\u021bi dintre clien\u021bii no\u0219tri ZZP sunt migran\u021bi califica\u021bi din Polonia, Rom\u00e2nia, India, Ucraina \u0219i multe alte \u021b\u0103ri. Oferim suport \u00een peste 12 limbi \u0219i \u00een\u021belegem provoc\u0103rile specifice de a fi at\u00e2t independent, c\u00e2t \u0219i interna\u021bional \u00een Olanda \u2014 pentru c\u0103 am f\u0103cut asta de mii de ori.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Te ajut\u0103m cu pl\u0103cere Ai \u00eentreb\u0103ri? Contacteaz\u0103-ne pe e-mail sau sun\u0103-ne \u2014 echipa noastr\u0103 este al\u0103turi de tine la fiecare pas.<\/p>\n","protected":false},"author":11,"featured_media":1658,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Cump\u0103r\u0103 cas\u0103 ca ZZP \u00een Olanda | Domek.nl","_seopress_titles_desc":"Lucr\u0103tor independent (ZZP) \u0219i vrei s\u0103 cumperi o cas\u0103 \u00een Olanda? Domek.nl \u0219tie ce b\u0103nci accept\u0103 ZZP din primul an. \u00cen limba ta. Din 2005.","_seopress_robots_index":"","inline_featured_image":false,"footnotes":""},"class_list":["post-9236","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages\/9236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/comments?post=9236"}],"version-history":[{"count":3,"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages\/9236\/revisions"}],"predecessor-version":[{"id":9259,"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages\/9236\/revisions\/9259"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/media\/1658"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/media?parent=9236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}