{"id":31245,"date":"2026-06-25T11:40:59","date_gmt":"2026-06-25T11:40:59","guid":{"rendered":"https:\/\/domek.nl\/questions\/ce-este-overwaarde-capitalul-din-locuinta\/"},"modified":"2026-07-03T09:39:08","modified_gmt":"2026-07-03T09:39:08","slug":"ce-este-overwaarde-capitalul-din-locuinta","status":"publish","type":"questions","link":"https:\/\/domek-nl.bearwithus.nl\/ro\/intrebari-frecvente\/ce-este-overwaarde-capitalul-din-locuinta\/","title":{"rendered":"Ce este overwaarde (capitalul din locuin\u021b\u0103)?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Capitalul din locuin\u021b\u0103 (overwaarde) este diferen\u021ba dintre valoarea de pia\u021b\u0103 actual\u0103 a locuin\u021bei \u0219i creditul pe care \u00eel mai datorezi. Dac\u0103 proprietatea valoreaz\u0103 mai mult dec\u00e2t creditul r\u0103mas, ai capital pozitiv; dac\u0103 valoreaz\u0103 mai pu\u021bin, ai capital negativ sau o posibil\u0103 datorie rezidual\u0103 (restschuld). Capitalul acumulat poate fi adesea folosit prin eliberarea lui (overwaarde opnemen) la mutare, renovare sau cump\u0103rarea altei propriet\u0103\u021bi.<\/p>\n","protected":false},"author":15,"featured_media":0,"template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"Ce este overwaarde (capital propriu al locuin\u021bei)? | Domek.nl","_seopress_titles_desc":"Overwaarde este diferen\u021ba dintre valoarea de pia\u021b\u0103 a locuin\u021bei \u0219i ipoteca r\u0103mas\u0103. Poate fi folosit la mutare sau renovare.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"overwaarde Olanda,capital locuin\u021b\u0103,valoare cas\u0103 Olanda,ipotec\u0103 Olanda,diferen\u021b\u0103 valoare proprietate,finan\u021bare locuin\u021b\u0103,pia\u021ba imobiliar\u0103 NL,equity release,rest datorie","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false},"subject":[322],"class_list":["post-31245","questions","type-questions","status-publish","hentry","subject-valoarea-locuintei-capital-propriu"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/questions\/31245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/questions"}],"about":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/types\/questions"}],"author":[{"embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/users\/15"}],"wp:attachment":[{"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/media?parent=31245"}],"wp:term":[{"taxonomy":"subject","embeddable":true,"href":"https:\/\/domek-nl.bearwithus.nl\/ro\/wp-json\/wp\/v2\/subject?post=31245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}