Buy a house together in the Netherlands

Yes. Domek regularly helps groups of people from different countries buy property together — whether that is a couple, friends, or family members. We make sure all incomes are correctly assessed and that the mortgage structure works for everyone involved.

It is possible to buy a property with up to four people. All incomes can be taken into account, which can significantly increase your combined borrowing capacity. We calculate what is possible for your specific group and explain the process step by step.

Yes. Buying with friends or colleagues is increasingly common, especially in competitive markets. Domek has experience arranging mortgages for non-romantic co-buyers and will guide you through the practical and legal steps involved. The key is making sure all agreements are documented before you buy.

This is one of the most important scenarios to document before you buy. The co-ownership agreement should specify whether the other party can buy out the departing owner, or whether the property must be sold. We make sure this is discussed and documented at the notary before the purchase is completed.

The mortgage lender will assess all incomes together. In most cases all parties need to demonstrate sufficient income. We review your combined financial picture and tell you exactly what you qualify for before you start searching — no wasted viewings.

Yes. Our team speaks more than 12 languages. If the co-buyers speak different languages, we make sure everyone fully understands what they are signing. No one should ever buy a house in a language they do not fully understand — and with Domek, they never have to.