Buy the house you are renting

You have more options than most tenants realise. In some cases you may have a right of first refusal (voorkeursrecht), meaning you can match any offer before the property goes to another buyer. Even without a formal right, you are often well-positioned to make a competitive offer. Contact Domek immediately — speed matters in these situations.

This depends on your rental agreement and the specific circumstances of the sale. Dutch tenant law provides certain protections, but they vary by situation. We help you understand your rights quickly and advise you on the steps to take — including whether you have grounds to request priority.

We can arrange an independent valuation (taxatie) of the property. This gives you an objective market value to compare against the asking price. If the price is too high, you are in a stronger negotiating position. We have helped many tenants who ended up paying less than the initial asking price.

Yes. The mortgage process is the same as for any property purchase. The fact that you already live in the property can actually be an advantage — you know the home well and there is no need for an extensive search. We calculate your maximum mortgage and guide you through the full application.

We help you understand exactly what you can borrow, and advise on whether negotiation is realistic. In some cases there are also products or constructions that can help bridge a gap. We give you an honest picture so you can make an informed decision quickly — without feeling pressured.

As quickly as possible. The moment you hear about a planned sale, contact us. We can have a first mortgage indication ready within one to two working days, which puts you in a position to respond seriously. In a competitive situation, being prepared is everything.

If the property is sold to another buyer, your tenant rights are generally protected under Dutch law — a new owner cannot simply evict you. However, the situation can become complicated over time. We give you honest advice on what to expect so you can plan your next steps with confidence.

Yes. Combining incomes can significantly increase your borrowing capacity and make the purchase more achievable. Domek arranges mortgages for up to four co-buyers and makes sure all agreements are properly documented — including what happens if circumstances change later.

Beyond the purchase price you will pay transfer tax (2%), notary fees, mortgage advisor fees, and valuation costs — typically 4–6% of the purchase price. We provide a full cost breakdown upfront so there are no surprises when it comes to finalising the purchase.