What can you finance?
Use your home value
Check if you can increase your mortgage or use the surplus value of your home to finance renovations and improve your living comfort long term.
Renovate your home
Finance a new kitchen, bathroom, dormer window, roof, windows or other improvements that increase the comfort and long term value of your home in the Netherlands.
Improve energy efficiency
Use financing for solar panels, insulation, a heat pump or other sustainable upgrades that help reduce energy costs and improve your home long term.
Check your renovation loan options
Fill in your details and our advisers will help you find the best way to finance your renovation plans. We will explain your options clearly and contact you personally.
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Financing renovations in the Netherlands
Are you a homeowner in the Netherlands? Then you may already be able to finance renovations by increasing your mortgage or using the surplus value of your home.
This can often be a more affordable solution than using personal savings or a separate personal loan. Financing may be used for a new kitchen, bathroom, dormer window, roof, windows, solar panels, insulation or other home improvements.
Domek helps you understand what is possible in your situation and guides you step by step in your own language.
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In many cases, yes. If your home has increased in value, you may be able to finance the renovation through your mortgage. This depends on your income, property value, and current mortgage situation. We help you calculate what is possible.
Renovation costs are usually financed by increasing your existing mortgage or taking an additional loan. The bank assesses your income and property value before approving the amount. We guide you through the full process.
You can use it for improvements such as a new kitchen, bathroom, roof, windows, insulation, solar panels, or a heat pump. In general, it applies to renovations that improve your home.
The amount depends on your income, your remaining mortgage, and the current value of your home. The expected increase in property value after renovation can also play a role.
Yes. If you increase your mortgage, your monthly payments will also increase. We calculate this in advance so you know exactly what to expect before making a decision.