Kaip galiu kaupti pensiją būdamas savarankiškai dirbantis (ZZP) ar smulkaus verslo savininkas?

As a ZZP’er or small business owner you do not build a workplace pension automatically, so you arrange your own, often through a lijfrente (annuity) or other tax-friendly savings. Planning this early helps close the gap between your AOW and the income you will want later in life. The amount you can set aside with tax benefit depends on your pension gap (jaarruimte).