Question 1

What is the 30% ruling (30%-regeling) for skilled migrants?

Accepted Answer

The 30% ruling (30%-regeling) is a tax benefit for some incoming skilled migrants that treats part of your salary as a tax-free allowance, increasing your net income. Because it raises your take-home pay, it can improve what you are able to afford, although it is temporary and reviewed each year. Some lenders take the ruling into account when assessing your mortgage.

Question 2

¿Cómo abro una cuenta bancaria neerlandesa como recién llegado?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 3

¿Cómo sé si el precio que propone mi propietario es justo?

Accepted Answer

Podemos organizar una tasación independiente de la propiedad (taxatie). Esto le proporciona un valor de mercado objetivo para compararlo con el precio solicitado. Si el precio es demasiado alto, tendrá una posición más fuerte para negociar. Hemos ayudado a muchos inquilinos que terminaron pagando menos que el precio inicial solicitado.

Question 4

¿Con qué rapidez debo actuar cuando mi propietario anuncia la venta?

Accepted Answer

Lo más rápido posible. En cuanto se entere de la venta planificada, póngase en contacto con nosotros. Podemos tener una primera indicación hipotecaria preparada en uno o dos días laborables, lo que le permitirá responder seriamente. En una situación competitiva, estar preparado lo es todo.

Question 5

¿Pueden compradores internacionales comprar mi vivienda?

Accepted Answer

Sí, y son una parte importante del mercado. Muchos compradores en los Países Bajos son extranjeros. Hacemos que su propiedad sea accesible para ellos mediante una comunicación clara, un posicionamiento adecuado y apoyo durante todo el proceso. Esto puede aumentar el interés y mejorar sus posibilidades de recibir una oferta sólida.

Question 6

¿Puedo comprar un apartamento en los Países Bajos como no residente?

Accepted Answer

Sí. Su nacionalidad y su estatus de residencia no le impiden comprar un apartamento en los Países Bajos. Ya sea que sea un trabajador cualificado, trabajador migrante o ciudadano de la UE, Domek le guía a lo largo de todo el proceso — desde encontrar el apartamento adecuado hasta completar la hipoteca.

Question 7

¿Puedo comprar una casa en los Países Bajos si no soy ciudadano neerlandés?

Accepted Answer

Sí. No necesita ciudadanía neerlandesa para comprar una casa en los Países Bajos. Tanto si tiene un pasaporte de la UE como un permiso de residencia, puede solicitar una hipoteca y comprar una propiedad. Domek ha ayudado a miles de internacionales — desde migrantes altamente cualificados hasta trabajadores migrantes — a recorrer este proceso de principio a fin.

Question 8

¿Puedo comprar una vivienda junto con otra persona — una pareja, amigo o familiar?

Accepted Answer

Sí. Puedes comprar una vivienda junto con hasta cuatro personas, independientemente de la nacionalidad o relación. Todos los ingresos se tienen en cuenta, lo que puede aumentar significativamente vuestra capacidad hipotecaria conjunta. Nos aseguramos de que la estructura legal y financiera funcione correctamente para todos los involucrados — incluyendo dejar claro qué sucede si la situación cambia en el futuro.

Question 9

¿Puedo vender y comprar una nueva vivienda al mismo tiempo?

Accepted Answer

Sí, muchas personas lo hacen. La clave es la planificación financiera y del tiempo. Le ayudamos a entender sus opciones, calcular su próxima hipoteca y coordinar los plazos de venta y compra. Esto le ayuda a evitar riesgos innecesarios o presión durante la transición.

Question 10

Ar galiu nusipirkti butą Nyderlanduose, jei nesu Nyderlandų gyventojas?

Accepted Answer

Taip. Jūsų pilietybė ir gyvenamosios vietos statusas netrukdo jums įsigyti buto Nyderlanduose. Nesvarbu, ar esate kvalifikuotas migrantas, darbo migrantas ar ES pilietis, Domek padės jums visame procese — nuo tinkamo buto paieškos iki hipotekos užbaigimo.

Question 11

Ar galiu nusipirkti namą Nyderlanduose, jei nesu Nyderlandų pilietis?

Accepted Answer

Taip. Jums nereikia Nyderlandų pilietybės, kad galėtumėte nusipirkti namą Nyderlanduose. Nesvarbu, ar turite ES pasą, ar leidimą gyventi, galite kreiptis dėl hipotekos ir įsigyti nekilnojamąjį turtą. Domek padėjo tūkstančiams užsieniečių — nuo aukštos kvalifikacijos migrantų iki darbo migrantų — pereiti šį procesą nuo pradžios iki pabaigos.

Question 12

Ar galiu pirkti būstą kartu su kitu asmeniu — partneriu, draugu ar šeimos nariu?

Accepted Answer

Taip. Galite pirkti kartu net su keturiais asmenimis, nepriklausomai nuo pilietybės ar santykių. Įvertinamos visos pajamos, todėl bendra skolinimosi galimybė gali ženkliai padidėti. Užtikriname, kad teisinė ir finansinė struktūra būtų tinkama visiems — įskaitant aiškų susitarimą, kas nutiks, jei situacija ateityje pasikeis.

Question 13

Ar galiu vienu metu parduoti ir pirkti naują būstą?

Accepted Answer

Taip, daugelis žmonių taip daro. Svarbiausia yra tinkamas laiko ir finansų planavimas. Mes padedame suprasti Jūsų galimybes, apskaičiuoti kitą hipoteką ir suderinti pardavimo bei pirkimo terminus. Tai padeda išvengti nereikalingos rizikos ar spaudimo pereinamuoju laikotarpiu.

Question 14

Ar tarptautiniai pirkėjai gali įsigyti mano būstą?

Accepted Answer

Taip, ir jie yra svarbi rinkos dalis. Daugelis pirkėjų Nyderlanduose yra užsieniečiai. Mes padarome Jūsų būstą prieinamą jiems per aiškią komunikaciją, tinkamą pozicionavimą ir pagalbą viso proceso metu. Tai gali padidinti susidomėjimą ir pagerinti galimybes gauti stiprų pasiūlymą.

Question 15

Can I buy a home soon after moving to the Netherlands?

Accepted Answer

Often yes, knowledge migrants (kennismigranten) and employees with a permanent or intent-to-continue contract can frequently buy a home relatively soon after arriving, without a long Dutch credit history. Your income, contract type and residence permit (verblijfsvergunning) are the main factors lenders assess. Having your BSN, registration and a Dutch bank account in place speeds things up.

Question 16

Can I buy a house in the Netherlands if I am not a Dutch citizen?

Accepted Answer

Yes. You do not need Dutch citizenship to buy a house in the Netherlands. Whether you hold an EU passport or a residence permit, you can apply for a mortgage and purchase property. Domek has helped thousands of internationals — from skilled migrants to labour migrants — navigate this process from start to finish.

Question 17

Can I buy a house together with someone else — a partner, friend, or family member?

Accepted Answer

Yes. You can buy together with up to four people, regardless of nationality or relationship. All incomes are taken into account, which can significantly increase your combined borrowing capacity. We make sure the legal and financial structure works for everyone involved — including documenting what happens if circumstances change later.

Question 18

Can I buy a house with a residence permit (verblijfsvergunning)?

Accepted Answer

Yes, with a valid residence permit (verblijfsvergunning) you can buy and finance a home in the Netherlands. Lenders look at the type and remaining validity of your permit alongside your income and contract, and permanent or longer-term permits make financing more straightforward. EU and EEA citizens do not need a permit to buy or borrow.

Question 19

Can I buy an apartment in the Netherlands as a non-Dutch resident?

Accepted Answer

Yes. Your nationality and residency status do not prevent you from buying an apartment in the Netherlands. Whether you are a skilled migrant, labour migrant or EU national, Domek guides you through the full process — from finding the right apartment to completing the mortgage.

Question 20

Can I exchange my foreign driving licence in the Netherlands (rijbewijs omwisselen)?

Accepted Answer

Whether you can exchange your foreign driving licence (rijbewijs omwisselen) depends on the country that issued it. EU and EEA licences are usually easy to exchange, some other countries qualify under special schemes, and holders of the 30% ruling often benefit from a simplified exchange without a Dutch driving test. You arrange the exchange through your municipality and the RDW.

Question 21

Can I get a DigiD without registration (DigiD zonder inschrijving)?

Accepted Answer

Getting a DigiD without registration is generally not possible, because a DigiD requires a BSN, and you get a BSN by registering, either as a resident (BRP) or, for a short stay, as a non-resident (RNI). So the route to a DigiD always runs through some form of registration. Once you have a BSN and a registered address, the DigiD application is straightforward.

Question 22

Can I sell and buy a new home at the same time?

Accepted Answer

Yes, many people do this. The key is timing and financial planning. We help you understand your options, calculate your next mortgage, and align the sale and purchase timelines. This ensures you avoid unnecessary risk or pressure during the transition.

Question 23

Can international buyers purchase my home?

Accepted Answer

Yes, and they are an important part of the market. Many buyers in the Netherlands are internationals. We make your property accessible to them by ensuring clear communication, proper positioning, and guidance throughout the process. This can increase interest and improve your chances of a strong offer.

Question 24

Can internationals apply for first-time buyer schemes?

Accepted Answer

In some cases, yes. Eligibility depends on the specific programme, the municipality and your personal situation. Domek can help you check which schemes may be available to you.

Question 25

Can my partner and children also register and get health insurance?

Accepted Answer

Yes, your partner and children also register at the municipality and receive their own BSN. Adults generally need their own Dutch health insurance (zorgverzekering), while children are usually co-insured on the basic package free of charge, so the whole family can access healthcare, schooling and other services. Each family member uses their own BSN for official matters.

Question 26

Cât de repede trebuie să acționez atunci când proprietarul anunță vânzarea?

Accepted Answer

Cât mai repede posibil. În momentul în care auziți despre o vânzare planificată, contactați-ne. Putem pregăti o primă estimare ipotecară în una până la două zile lucrătoare, ceea ce vă oferă posibilitatea de a răspunde serios. Într-o situație competitivă, pregătirea este totul.

Question 27

Com que rapidez devo agir quando o senhorio anuncia a venda?

Accepted Answer

O mais rapidamente possível. Assim que souber da venda planeada, contacte-nos. Podemos preparar uma primeira indicação hipotecária dentro de um a dois dias úteis, colocando-o numa posição séria para responder. Numa situação competitiva, estar preparado é tudo.

Question 28

Como abro uma conta bancária neerlandesa como recém-chegado?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 29

Como sei se o preço pedido pelo senhorio é justo?

Accepted Answer

Podemos organizar uma avaliação independente do imóvel (taxatie). Isto fornece-lhe um valor de mercado objetivo para comparar com o preço pedido. Se o preço for demasiado elevado, fica numa posição mais forte para negociar. Já ajudámos muitos inquilinos que acabaram por pagar menos do que o preço inicialmente pedido.

Question 30

Compradores internacionais podem comprar a minha casa?

Accepted Answer

Sim, e são uma parte importante do mercado. Muitos compradores nos Países Baixos são estrangeiros. Tornamos o seu imóvel acessível para eles através de comunicação clara, posicionamento adequado e apoio durante todo o processo. Isto pode aumentar o interesse e melhorar as hipóteses de receber uma oferta forte.

Question 31

Cum deschid un cont bancar olandez ca nou-venit?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 32

Cum știu dacă prețul cerut de proprietar este corect?

Accepted Answer

Putem organiza o evaluare independentă a proprietății (taxatie). Aceasta vă oferă o valoare obiectivă de piață pentru a o compara cu prețul cerut. Dacă prețul este prea mare, aveți o poziție mai bună pentru negociere. Am ajutat mulți chiriași care au ajuns să plătească mai puțin decât prețul cerut inițial.

Question 33

Czy mogę jednocześnie sprzedać i kupić nowy dom?

Accepted Answer

Tak, wiele osób tak robi. Kluczem jest odpowiednie planowanie czasu i finansów. Pomagamy zrozumieć Twoje możliwości, obliczyć kolejną hipotekę i zsynchronizować harmonogram sprzedaży oraz zakupu. Dzięki temu unikasz niepotrzebnego ryzyka i stresu podczas przeprowadzki.

Question 34

Czy mogę kupić dom razem z kimś — partnerem, znajomym lub członkiem rodziny?

Accepted Answer

Tak. Możesz kupić nieruchomość nawet z czterema osobami, niezależnie od narodowości czy relacji. Wszystkie dochody są brane pod uwagę, co może znacząco zwiększyć Waszą łączną zdolność kredytową. Dbamy o to, aby struktura prawna i finansowa była odpowiednia dla wszystkich — w tym o zapisanie, co stanie się w przypadku zmiany sytuacji w przyszłości.

Question 35

Czy mogę kupić dom w Holandii, jeśli nie jestem obywatelem Holandii?

Accepted Answer

Tak. Nie potrzebujesz obywatelstwa holenderskiego, aby kupić dom w Holandii. Niezależnie od tego, czy posiadasz paszport UE, czy pozwolenie na pobyt, możesz ubiegać się o kredyt hipoteczny i kupić nieruchomość. Domek pomógł już tysiącom osób z zagranicy — od wysoko wykwalifikowanych migrantów po pracowników fizycznych — przejść przez ten proces od początku do końca.

Question 36

Czy mogę kupić mieszkanie w Holandii jako osoba bez holenderskiej rezydencji?

Accepted Answer

Tak. Twoja narodowość i status pobytu nie stanowią przeszkody w zakupie mieszkania w Holandii. Niezależnie od tego, czy jesteś wysoko wykwalifikowanym migrantem, pracownikiem czy obywatelem UE, Domek przeprowadzi Cię przez cały proces — od znalezienia odpowiedniego mieszkania aż po finalizację kredytu hipotecznego.

Question 37

Czy zagraniczni kupujący mogą kupić mój dom?

Accepted Answer

Tak, i stanowią ważną część rynku. Wielu kupujących w Holandii to obcokrajowcy. Sprawiamy, że Twoja nieruchomość jest dla nich dostępna poprzez jasną komunikację, odpowiednie pozycjonowanie i wsparcie przez cały proces. Może to zwiększyć zainteresowanie i poprawić szanse na atrakcyjną ofertę.

Question 38

Do I have to register at the municipality (inschrijven) to buy a home?

Accepted Answer

To get a mortgage and complete a purchase you normally need a BSN, which requires registration with a municipality (inschrijven in de BRP) or the non-resident register (RNI). Registration also lets you arrange DigiD, a Dutch bank account, health insurance and utilities, all of which the buying process needs. You register at the gemeente of the place where you live.

Question 39

Do I need a BSN to buy a house in the Netherlands?

Accepted Answer

Yes, you need a BSN (burgerservicenummer, citizen service number) to arrange a mortgage, deal with the tax authorities and complete a home purchase. You receive a BSN when you register with a Dutch municipality, either as a resident (BRP) or, for a short stay, as a non-resident (RNI). Without a BSN you also cannot open a Dutch bank account or arrange DigiD.

Question 40

Do I need a DigiD to buy a house and arrange a mortgage?

Accepted Answer

Yes, a DigiD is usually needed to log in to the tax authorities (Belastingdienst), sign documents digitally and handle official housing and mortgage matters. You apply for a DigiD once you have a BSN, so registration in the Netherlands comes first. It is also used for your tax return, health insurance and many government services.

Question 41

Do I need a Dutch bank account to buy a house?

Accepted Answer

Yes, you generally need a Dutch bank account (with an IBAN) to pay the deposit, receive your mortgage and handle the monthly payments. You can usually open one once you have a BSN and proof of identity and address. Some banks offer English-language or newcomer accounts, which makes it easier shortly after you arrive.

Question 42

Do I need Dutch health insurance (zorgverzekering) and how do I arrange it?

Accepted Answer

Yes, almost everyone who lives or works in the Netherlands is legally required to take out Dutch basic health insurance (basisverzekering / zorgverzekering), usually within four months of arriving. You choose a health insurer yourself and can add extra cover (aanvullende verzekering) for things like dental care. A care allowance (zorgtoeslag) may help lower-income residents with the monthly premium.

Question 43

Eladhatom és egyszerre vásárolhatok új otthont?

Accepted Answer

Igen, sokan ezt teszik. A kulcs a megfelelő időzítés és pénzügyi tervezés. Segítünk megérteni lehetőségeit, kiszámolni következő jelzáloghitelét, és összehangolni az eladási és vásárlási folyamatokat. Ez segít elkerülni a felesleges kockázatot vagy nyomást az átmenet során.

Question 44

Hoe open ik als nieuwkomer een Nederlandse bankrekening?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 45

Hoe snel moet ik handelen wanneer mijn verhuurder de verkoop aankondigt?

Accepted Answer

Zo snel mogelijk. Zodra u hoort over een geplande verkoop, neem contact met ons op. Wij kunnen binnen één tot twee werkdagen een eerste hypotheekindicatie klaar hebben, zodat u serieus kunt reageren. In een competitieve situatie is voorbereiding alles.

Question 46

Hoe weet ik of de vraagprijs van mijn verhuurder eerlijk is?

Accepted Answer

Wij kunnen een onafhankelijke taxatie van de woning regelen. Hiermee krijgt u een objectieve marktwaarde om te vergelijken met de vraagprijs. Als de prijs te hoog is, staat u sterker in de onderhandelingen. Wij hebben veel huurders geholpen die uiteindelijk minder betaalden dan de oorspronkelijke vraagprijs.

Question 47

Hogyan nyitok holland bankszámlát újonnan érkezőként?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 48

Honnan tudhatom, hogy a bérbeadó által javasolt ár reális-e?

Accepted Answer

Független ingatlanértékelést (taxatie) tudunk szervezni. Ez objektív piaci értéket ad az összehasonlításhoz. Ha az ár túl magas, erősebb tárgyalási pozícióba kerül. Sok bérlőnek segítettünk már, akik végül kevesebbet fizettek, mint az eredeti kérési ár.

Question 49

How do I apply for the 30% ruling (30%-regeling aanvragen)?

Accepted Answer

The 30% ruling is applied for jointly by you and your employer at the Dutch tax authorities (Belastingdienst), usually soon after you start work, since applying within the deadline lets it count from your first working day. You must meet conditions such as being recruited from abroad and earning a minimum salary, which are reviewed each year. The ruling then applies for a maximum number of years.

Question 50

How do I get a DigiD in the Netherlands?

Accepted Answer

You apply for a DigiD online using your BSN, after which an activation code is sent by post to your registered address and you set your login. Because it relies on your BSN and a registered address, you generally need to be registered with a municipality first. The DigiD app adds an extra layer of secure login.

Question 51

How do I know if the asking price my landlord is proposing is fair?

Accepted Answer

We can arrange an independent valuation (taxatie) of the property. This gives you an objective market value to compare against the asking price. If the price is too high, you are in a stronger negotiating position. We have helped many tenants who ended up paying less than the initial asking price.

Question 52

How do I open a Dutch bank account as a newcomer?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 53

How do I register my children for school or childcare (kinderopvang)?

Accepted Answer

You register children directly with a Dutch school or with a childcare provider (kinderopvang), usually after registering your family at the municipality and receiving their BSN. International and bilingual schools are available in many cities, and waiting lists are common, so it helps to arrange this early. A childcare allowance (kinderopvangtoeslag) can support working parents with the costs.

Question 54

How do I register with a GP (huisarts) in the Netherlands?

Accepted Answer

You register with a local GP (huisarts), who is your first point of contact for medical care and referrals in the Dutch healthcare system. It is best to register soon after you arrive and have your BSN and health insurance (zorgverzekering), because some practices have limited room for new patients. The huisarts also refers you to specialists and hospitals when needed.

Question 55

How quickly do I need to act when my landlord announces a sale?

Accepted Answer

As quickly as possible. The moment you hear about a planned sale, contact us. We can have a first mortgage indication ready within one to two working days, which puts you in a position to respond seriously. In a competitive situation, being prepared is everything.

Question 56

Jak mogę sprawdzić, czy cena proponowana przez właściciela jest uczciwa?

Accepted Answer

Możemy zorganizować niezależną wycenę nieruchomości (taxatie). Dzięki temu otrzymasz obiektywną wartość rynkową do porównania z ceną sprzedaży. Jeśli cena jest zbyt wysoka, jesteś w lepszej pozycji negocjacyjnej. Pomogliśmy już wielu najemcom, którzy ostatecznie zapłacili mniej niż początkowa cena.

Question 57

Jak otworzyć holenderskie konto bankowe jako nowo przybyły?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 58

Jak szybko muszę działać, gdy właściciel ogłasza sprzedaż?

Accepted Answer

Tak szybko, jak to możliwe. Gdy tylko usłyszysz o planowanej sprzedaży, skontaktuj się z nami. Możemy przygotować wstępną kalkulację hipoteczną w ciągu jednego do dwóch dni roboczych, co pozwoli Ci szybko zareagować. W konkurencyjnej sytuacji przygotowanie jest wszystkim.

Question 59

Kaip atidaryti Nyderlandų banko sąskaitą kaip naujai atvykęs?

Accepted Answer

You open a Dutch bank account once you have a BSN and proof of identity and address, which you need to pay your deposit, receive your mortgage and set up direct debits (automatische incasso). Some banks offer newcomer or English-language accounts, which are easier shortly after arrival. An account with an IBAN is essential for most housing and utility payments.

Question 60

Kaip greitai turiu veikti, kai nuomotojas paskelbia apie pardavimą?

Accepted Answer

Kuo greičiau. Kai tik sužinote apie planuojamą pardavimą, susisiekite su mumis. Per vieną ar dvi darbo dienas galime parengti pirmąją hipotekos indikaciją, kad galėtumėte rimtai reaguoti. Konkurencinėje situacijoje pasiruošimas yra viskas.

Question 61

Kaip sužinoti, ar nuomotojo siūloma kaina yra sąžininga?

Accepted Answer

Mes galime suorganizuoti nepriklausomą turto vertinimą (taxatie). Tai suteikia objektyvią rinkos vertę, kurią galite palyginti su siūloma kaina. Jei kaina yra per didelė, turėsite stipresnę derybinę poziciją. Esame padėję daugeliui nuomininkų, kurie galiausiai sumokėjo mažiau nei pradinė prašoma suma.

Question 62

Kan ik een appartement kopen in Nederland als ik geen Nederlandse inwoner ben?

Accepted Answer

Ja. Uw nationaliteit en verblijfsstatus vormen geen belemmering om een appartement in Nederland te kopen. Of u nu een kennismigrant, arbeidsmigrant of EU-burger bent, Domek begeleidt u door het volledige proces — van het vinden van het juiste appartement tot het afronden van de hypotheek.

Question 63

Kan ik een huis kopen in Nederland als ik geen Nederlandse burger ben?

Accepted Answer

Ja. U heeft geen Nederlands staatsburgerschap nodig om een huis in Nederland te kopen. Of u nu een EU-paspoort of een verblijfsvergunning heeft, u kunt een hypotheek aanvragen en een woning kopen. Domek heeft duizenden internationals — van kennismigranten tot arbeidsmigranten — geholpen om dit proces van begin tot eind te doorlopen.

Question 64

Kan ik samen met iemand anders een huis kopen — een partner, vriend of familielid?

Accepted Answer

Ja. Je kunt samen met maximaal vier personen een woning kopen, ongeacht nationaliteit of relatie. Alle inkomens worden meegenomen, wat jullie gezamenlijke leencapaciteit aanzienlijk kan verhogen. Wij zorgen ervoor dat de juridische en financiële structuur goed geregeld is voor iedereen — inclusief duidelijke afspraken over wat er gebeurt als de situatie later verandert.

What is the 30% ruling (30%-regeling) for skilled migrants?

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