Are you thinking about buying a house? Start taking action now — you can obtain a mortgage in the Netherlands even without being registered at an address. Check it out!

Agency accommodation
Living in agency-provided accommodation can be very inconvenient in the long term. At Domek you can obtain a mortgage in the Netherlands without being registered. Working on Phase A, B, or phases 1 and 2 does not disqualify you from buying a house.
However, it is important to receive a statement about future employment prospects from your employer. What exactly is that? In Dutch it is called a perspectiefverklaring — a declaration in which the employment agency confirms that it intends to continue providing work contracts and guarantees working hours for the employee.
Thanks to this document, the employee becomes more credible in the eyes of the bank and can apply for a mortgage in the Netherlands even without registration.
Mortgage in the Netherlands without registration – benefits of buying a home
Owning your own property offers many advantages.
- You will start saving money — the monthly mortgage payment may be lower than rent.
- You have more space and privacy.
- It’s an investment for the future — you may earn money when selling your home because property value tends to increase over time.
- You can arrange and decorate your home however you like.
- You don’t need to worry about your rental contract being terminated, which is currently a major issue in the Dutch housing market.
Check your mortgage capacity today.
How to buy a house
With us it is very simple.
We start by calculating your mortgage capacity, completely free of charge. Next, we invite you to a meeting where we explain how and where to search for houses that match your preferences and how the home-buying process works.
If you find a suitable property, you send it to us. We then arrange a viewing and submit an offer on your behalf. After winning the bidding process, we invite you to further meetings to sign the bank agreements and complete all necessary formalities.
The final step
The final step is the most enjoyable part of the entire home-buying process — receiving the keys to your new home. We will arrange a meeting with the notary and accompany you to the final inspection of the property.
Done — you now own your own property in the Netherlands! Simple, right? With us you can obtain a mortgage in the Netherlands without registration.
The all-in-one service for expats
At Domek, we make arranging a loan in the Netherlands simple and stress-free. With more than 15 years of experience and a team of 100+ professionals, we help internationals understand their borrowing options, compare lenders, and find the loan that fits their situation.
If you decide to buy a home, we will handle all the formalities — before the purchase, during the process, and after the property transfer.
Call us today at 088 1021 500, send an email to info@domek.nl, or fill in the contact form. See for yourself that you can obtain a mortgage in the Netherlands even without registration.